IRA News

Here's a heads-up for the growing ranks of seniors whose post-retirement monthly incomes aren't sufficient to qualify for a mortgage under today's tough underwriting standards: Thanks to a rule change by the largest players in the home loan business, you may be able to use imputed income from your 401 , IRA and other retirement assets to qualify ... (more)

When women choose to leave the workplace in order to stay at home and raise their young children, they make certain trade-offs. For example, they usually give up the chance to earn more money in exchange for the opportunity to spend more time with their children during their formative years.

The Securities Arbitration Law Firm of Klayman & Toskes, P.A. announced today that it is investigating potential claims against Ameriprise Financial and LPL Financial surrounding allegations of misconduct by former Ameriprise Advisor Services and LPL advisor, Blake B. Richards .

This is a good news/bad news situation. It seems that I exceed the income limits for opening a Roth individual retirement account, but I have been considering opening a nondeductible IRA and then rolling it over to a Roth IRA.

If you are smart enough to start your own business, you should be smart enough to start a retirement plan as well! Here are some ideas to get your retirement savings started.

The popular press is awash with statistics and stories about how individuals are being forced to delay their retirement.

When leaving a job one of the decisions that you face is what to do with your 401 .

A LONDONDERRY community centre that received 188,926 from the International Fund for Ireland has defended advertising for workers to act in a capacity that might see them liaising with paramilitaries who issue threats to young people.

Mitch Tuchman brings the low cost, scientific investment approach used by elite pensions and endowments to everyday retirement investors through two services.

Ray's Take Job hopping, especially in the early years, is more common than ever.

For some aging adults, the retirement piggy bank is looking too slim, especially for those unable to max out 401 plans or individual retirement accounts every year.

Members of the military have a lot of special financial challenges that most people don't encounter.

Are you looking for a fantastic spot on Lake Texoma to vacation?? Come to Terralak on beautiful Lake Texoma.

What with so many flavors of retirement plans out there, it's hard to keep up with all the various rules and regulations, especially when it comes to how much you're allowed to contribute each year.

In Peek v. Commissioner , the U.S. Tax Court ruled that two taxpayers had engaged in an indirect "prohibited transaction" with their individual retirement accounts when they provided personal guarantees for promissory notes issued by a company owned by the IRAs.

The American Bar Association will sponsor a CLE entitled, IRA Compliance Issues Including IRA Trust Violations , on Jun.

C ongratulations Class of 2013! I wish I had known the following financial steps at graduation, but my hindsight is your benefit.

D EAR HARRY: I am 62, and I'm not financially able to retire. I don't have much saved, only about $23,000 in my IRA.

I recently purchased a new home with a 30-year mortgage fixed at 3.375%. I hate the idea of paying for a home for 30 years, not to mention the added interest over time.

Q. I plan on semi-retiring, working only part-time, starting in June. I have a 401 with the company where I'll be working part-time and one with my current employer.