Welcome to the Bolivar, Ohio Discussion Area.
Solve one problem at a time. Thank God, your dad solved this one. I've been there, so I understand completely how financial problems can kill your sanity. Let others help whenever they can. I did not have anyone to help me, but I dug out eventually. The FHA program sounds worth trying. (11 hrs ago | post #2840)
No thanks, I'm not much of a team person. As I said, my friend and I disagree about smoking but have put it aside as an issue. It's amazing how people can come to accept each other for who they are and what they choose to do. Just talked to my friend a minute ago, not a word about smoking or what I SHOULD do with my life. (11 hrs ago | post #2839)
Cheryl, I ran across this in the news and wondered if it might help you, HOPE for Homeowners The HOPE for Homeowners (H4H) program was created by Congress to help those at risk of default and foreclosure refinance into more affordable, sustainable loans. H4H is an additional mortgage option designed to keep borrowers in their homes. The program is effective from October 1, 2008 to September 30, 2011. As many as 400,000 homeowners could avoid foreclosure through this program over the next three years. If you are having trouble making your mortgage payments, HOPE for Homeowners may be able to help you, by refinancing your loan into a new 30-year fixed rate loan with lower payments. Continue reading about HOPE for Homeowners http://portal.hud. gov/portal/page?_p ageid=73,1&_da d=portal&_sche ma=PORTAL (15 hrs ago | post #2825)
They can do what I did. I duked it out with an anti smoker for a few weeks, then something happened and we realized we had more in common than we had to fight about. I gave her a throwaway email address, and we began to talk there. She took the first step and gave her real name. Now, we talk nearly every day. We have become pretty good friends over the past year, and we NEVER talk about smoking. (15 hrs ago | post #2823)
I was speaking of peanut products. It's what I said in my original post and in everyone thereafter. Sorry you were too slow to pick it up. You must have had to skip the hard words. (17 hrs ago | post #2789)
So, your husband is a mortorcycle rider, and lit cigs are what he is most concerned about when thinking safety? Do you know how ridiculous that sounds? On the two lane highway near my house, there have been at least 7 motorcyclists killed in less than a year. Some were wearing helmets. Some were not. Riding a motorcycle is perhaps the most senseless risk anyone can take, and my husband rides one. Some people are born to take senseless risks, but in the meantime, it seems beyond ridiculous that those who do would be worried about the effects of shs. Aside from that, the noise pollution that motorcycles create is unbearable for many.Get a grip (17 hrs ago | post #2785)
They do, according to the Mayo clinic. Inhalation. An allergic reaction may occur if you inhale dust or aerosols containing peanuts, such as that of peanut flour or peanut oil cooking spray.http://www.m ayoclinic.com/heal th/peanut-allergy/ DS00710/DSECTION=c auses (17 hrs ago | post #2780)
Smoking banned on campus of Shippensburg University -- indoors ...
I agree that Dick is an appropriate name for these losers. Please continue to protest through defiance. (19 hrs ago | post #117)
Ahhh, I guess you did not read Cheryl's apology. Unlike you, she did take some time to think about what she had said and connected with the person to whom she directed her anger. Some of us on here are actually human. Others...not so much (19 hrs ago | post #2732)
I will keep you in my thoughts also. It takes a good person to make that kind of apology. I hope she will read it and understand that you are a good person also. Take care. (19 hrs ago | post #2729)
Why you lying sack of crap...that is exactly the problem with you people. You take a piece out of context and present it as someone's belief. In your quote, Dr. Whealon was showing what the SG said about shs, not what she believes. Her whole point can be summarized with these words, "The link to chronic disease is far more tenuous. Most studies of the effects of ETS are based on observation of disease frequency in spouses of cigarette smokers. Where elevated risks of lung cancer are observed, the elevations are relatively small -- and are the result of high-dose, long-term exposures. The estimated degree of increased risk needs to be put in perspective. While one might think that a 30% increased risk translates into a person having a one in three chance of developing the disease, this is not the case at all. A 30% increase in lung cancer in a nonsmoker refers to increasing a risk that is very low to start with to a risk slightly higher. Using the 30% risk estimate to predict number of deaths due to ETS is supposition on top of speculation." "When the CDC and the Surgeon General were preparing their report, it appears that smoke got in their eyes." http://www.acsh.or g/factsfears/newsI D.800/news_detail. asp LIES like you just told are exactly what is going to kill the anti smoking movement. STOP LYING (21 hrs ago | post #2700)
Old smoking habit hurts McCain, prof says
and if there was no other reason for not voting for McCain, the threat of Palin becoming president should be the final and best reason not to vote McCain (21 hrs ago | post #2)
Fighting Back Against Smoking Bans
"Save the small horeca enterprise" told AFP that at least 5,000 pubs countrywide still allowed their clients to smoke. "The idea is to get all 15,000 small pubs in the country to join our movement. Such a number would be impossible to police without this becoming a police state." Health Minister Ab Klink has announced changes to the law so that establishments can be fined on the spot from October 1, without prior warning. He told parliament this week that the VWA would intensify its inspections, targeting those entities known to be deliberately flouting the law. But the small horeca association, which has launched a court application for its members to be excluded from the ban, protests that small pubs have already seen their profits drop by between 30 and 50 percent and risked disappearing entirely. The association claims to represent some 900 establishments that do not have the money or the space to erect a separate smoking area. "We are not breaking the law because we like to, but because we have no choice," the body said in a recent statement. The court application is pending. www.horecasite.nl, which claims to be the Netherlands' biggest online retail agency for the horeca industry, said this week that the number of businesses on sale had risen 10 percent since the introduction of the smoking ban. And the Koninklijke Horeca Nederland, the largest industry association, said the situation was close to "chaos". "I sound the alarm for a great many enterprises," its president, Lodewijk van der Frinten, recently said, complaining about the "disproportio nate effects" of the ban on small bars. The Central Statistical Bureau recently found that the number of smokers in the Netherlands had dropped by nearly 100,000 since 2000, with less than a quarter of Dutch still enjoying a cigarette. The VWA had no statistics for compliance by coffee shops, which face a unique conundrum under the new law as its patrons are allowed to smoke marijuana as long as it is not blended with tobacco. The use of "soft" drugs like marijuana is tolerated in the Netherlands. (21 hrs ago | post #46)
Fighting Back Against Smoking Bans
Friday October 10, 03:21 PM Dutch pub owners rebel against smoking law http://nz.entertai nment.yahoo.com/08 1010/8/8idn.html THE HAGUE (AFP) - Dutch pub owners have launched a coordinated resistance against a smoking ban introduced in June, taking their ashtrays out of short-lived storage and pooling cash to pay the resultant fines. Thousands have joined groupings intent on countering the law seen by many as "un-Dutch " and patriarchal; approaching the courts for relief and daring authorities to try and stop their clients from lighting up. "My clients are all regulars. They come here to play cards and dice. Ninety-five percent of them smoke, that's just the way it is," Jef Broeren, owner of the cafe De Kauw in Tilburg in the south of the country, told AFP. Less than a week after the ban came into effect, Broeren brought the ashtrays out again after initially trying to comply. "Neighbours complained about the smokers on the pavement and I saw my profits dwindling," he explained. ADVERTISEMENT The Dutch health inspectorate VWA said this week that nearly one in four of the 750 pubs inspected in the past three months did not abide by the law. There were different degrees of disobedience, it said in a statement. In about 100 pubs there were slight violations, while 75 were deliberately flouting the law. In this last group, "not a single measure was taken to give effect to the smoking ban", said the VWA. Broeren and other defiant pub owners from around the country came up with a plan in September to create a pool of money to pay the fines likely to befall them. Some 1,500 establishments have so far subscribed for a once-off amount of 50 euros. "The initiative is spreading fast," said Broeren. The VWA has inspected more than 6,700 premises since the ban on smoking for the hotel, restaurant and catering (Horeca) industry came into effect on July 1. Pubs were the least adherent by far. Ninety-five percent of other enterprises, including restaurants, sports bars and hotels, conformed to the law, it found. The VWA has issued many warnings and about 50 fines, which rise from an initial 300 euros up to 2,400 euros with repeated infringements. Wiel Maessen of the anti-smoking ban association (21 hrs ago | post #45)
By contrast, a regular cigarette smoker increases his or her risk of lung cancer by over l,000% -- and estimates that over 400,000 Americans die of "first-hand " smoking are derived from sound, epidemiological comparisons of disease occurrence in smokers as compared to nonsmokers. Now, having said that, the existing data do strongly suggest that living for years with a smoker and breathing in the inhaled smoke is not good for you -- and may indeed increase your risk of both lung cancer and heart disease. Hype: That brings us to the most important concepts of all: dose and length of exposure. Both the Surgeon General's and the CDC report completely omit any reference to these critical variables. The CDC motto here is "It hurts you; it doesn't take much; it doesn't take long," and they note that "even a little (ETS) can be dangerous." The SG goes even further, with this totally outrageous statement: "the scientific evidence indicates that there is no risk-free level of exposure to secondhand smoke." This leaves us with the clear impression that if we merely walk through a smoke-filled room, we have put our health in irreversible jeopardy. These statements violate the basic tenet of toxicology: "only the dose makes the poison." What is most alarming here is that the top doctor in the land is communicating a message that anything that is harmful at high dose can be lethal at low dose -- when that is simply not true. Just in case they have not hyped the threat of ETS enough, the CDC in its report grimly warns us that ETS is "toxic." In a shameful ploy to cash in on prevailing consumer chemophobia, the agency informs us that cigarette smoke contains ammonia, toluene, cadmium, arsenic, and formaldehyde, which they "helpfully " tell us are used, respectively, in household cleaners, paint thinners, batteries, pesticides, and embalming fluid -- as if this exotic list alone were evidence that the chemicals are dangerous. All of us interested in public health should be striving to reduce the toll of cigarette smoking. With so many valid reasons not to smoke and not to be exposed to ETS, why overstate the case and thereby lose credibility? Scare tactics, exaggeration, and political correctness do not make good public policy. When the CDC and the Surgeon General were preparing their report, it appears that smoke got in their eyes. Dr. Elizabeth Whelan is President of the American Council on Science and Health (Yesterday | post #2693)
