Trick-Or-Treat Nights in the Lehigh Valley -- themorningcall.com
While I have to admit that dropping the F-bomb was over the line, this is one of my biggest pet peeves about halloween, and society in general. What that kid did, was mean, but it the the very mischief that kids are supposed to take part in on trick or treat night! I remember tic-tacking houses all autumn long, soaping our teachers car windows, and even throwing the occational egg or tomato. It was fun, harmless mischief. In todays sick ass, helicopter parents and day-runners for my toddler society, kids get sent to Gitmo for that kind of stuff. Kids are not the problem(well, they should watch their mouths, but I am really not one to talk,) ADULTS ARE. If pussy-assed suburbanite soccor moms would just let kids be kids when its a harmless thing like throwing corn, or TPing the shrubs of the bitchy old lady down the street, maybe they would be less inclined to let their need for rebelion fester into worse things. Dude, really, jumping out and saying boo to your 3 year old beats the hell out of jumping out and stabbing him. (Friday | post #80)
Trick-Or-Treat Nights in the Lehigh Valley -- themorningcall.com
Because that would require revealing their identity. You can't spout classist, racist divvle at a public meeting with an avatar and screen name. You used to be able to but even they stopped wearing hoods, for the most part. (Friday | post #79)
Poll: 60% say depression 'likely'
Hey, now don't forget that the Municipal government that approved the subdivision budgeted the increased property taxes into their next 10 years budgets and now can't figure out how to pay for the new parks they already built! Well, we could go in on the property and make a killing when all of this blows over! LOL (Wednesday Oct 8 | post #436)
Poll: 60% say depression 'likely'
So is your solution to prop up the dimwit "working man" who bout a house he couldn't afford, or racked up $30k in Credit card debt on flat panel LCD TV's and Ipods? At least if they give my money to the banks my employer can borrow money to make payroll. If they give it to the "working man" as you call him, poof! It all goes to China, by way of Wal-mart. (Wednesday Oct 8 | post #431)
Poll: 60% say depression 'likely'
Well, he could always pop into Camp Hill. Jesus Christ himself could run as a democrat and lose here. In my voting district, I often joke that I am the token Democrat. (Wednesday Oct 8 | post #422)
Poll: 60% say depression 'likely'
DonnaAtlanta if you are still here..... Ya know, I was just thinking about your post on the Federal Housing Enterprises Financial Safety and Soundness Act. This was done in 92. So this was passed by the Bush administration. Didn't they also pass the massive bailout for the S&L's? You remember that, sound financial institutions that were basicallly a house of cards built on quicksand. So on the heels of the last major bailout of the Finance sector, the US government passed a law encouraging sub-prime lending? We could train monkeys to do better. Like I said before, never in histoey has the term, "we get the government we deserve" been more appropriate. (Wednesday Oct 8 | post #418)
Poll: 60% say depression 'likely'
I do believe I did mis read your post. Sorry. (Wednesday Oct 8 | post #417)
Poll: 60% say depression 'likely'
I agree with that. I really want to know why the oversight seems to have been forgoten about. I understand that this has left banks afraid/unable to lend, and that effects business. That can't happen, Business needs its line of credit to buy things and make payroll, but I better not hear that banks are still not lending money 3 or 4 months from now. (Wednesday Oct 8 | post #416)
Poll: 60% say depression 'likely'
Donna, No doubt that the government screwed the pooch on that act as well as Clinton bolstering the Community Reinvestment Act, which when coupled with the above was like the Scillia and Charibdes. The CRA, while well intended, mandates that banks offer a certain % of loans in their community that may be of higher risk. Its meant to help people buy less valuable property in urban areas even though the apriciation of the property would not allow the bank to recoop losses in case of forclosure. I said it before, I am not holding the government, or Wall Street blameless. I just have a real problem with people saying this bail out is all about Wall street, when the bad loans we just purchased are all on Main Street. To answer your question of whose fault is it, its the EQUALLY the fault of lender and borrower. This mess could not exisit without either. (Wednesday Oct 8 | post #411)
Poll: 60% say depression 'likely'
You are absolutly correct. The banks did lend lots of money they shouldn't have, but why are yo and everyone else in the country unwilling to admit that PEOPLE BORROWED MORE MONEY THAT THEY SHOULD HAVE! I agree we shouldn't be on the hook for this. i did nothing wrong, niether did you, nor Donna Atlanta. Let me put it this way.... For 10 years the country was having one hell of a party 96-06 were pretty sweet times financially. The dot-com boomunder Clinton then the Bush admin backing the blue chips. If you knew what you were doing(or have a smart wife ;) ) You made some nice coin. Like every good party, at the end, you go to bed and wake up with a serious hangover. The party ended in '07, and last month we woke up. The problem with the line of thinking here is that we all have a nasty hangover(even those of us who didn't drink,) and Obamma and McCain are telling you "you're not hung over, someone gave you the flu." You can take the same meds to kill the headache and belly ache, but if you believe we were given the flu, its not going to stop you from getting wasted at the next party. This is our fault. (Wednesday Oct 8 | post #406)
Poll: 60% say depression 'likely'
Uh, yeah. The Financial service Center for FL, Inc is in Camp Hill PA, I work in IT and my wife is a mid-level bean counter. Actually we own a nice suburban cookie cutter house, THAT WE COULD ACTUALLY AFFORD! You say you don't want to second-guess someone else's misfortune. So you are saying that $700 billion dollars of bad mortgages are all just a bunch of unlucky souls??? Just an unrelated string of coincidence and misfortune? Look, Donna, I'm not saying the banks are not to blame here. i am saying that an equal amount of blame needs to be place on the shoulders of all of the people that bought homes they couldn't afford. I'm saying the only way out is to see the mistakes we all made. Like I said, you cite the exception. And in normal lending markets, misfortune falls on a small percentage of people and they loose their homes. This is not a small percentage of people. And in most major and some mid sized markets the forclosers are overwhemingly on $500k and above houses. That has been all over the news for a year now. Look at California, Suburban NY, And I can't imagine where you live in Atlanta where there is actual affordable housing. We will never get past this mess just blaming others. We did this. We bought the houses. This is our fault. (Wednesday Oct 8 | post #397)
Poll: 60% say depression 'likely'
Nice babble, but of these, dirtbags that caused this, do we include the millions of idiots that bought homes they couldn't afford? You know, the very bad mortgages that the government just had to buy? Or are you on the "we are all victims" kick like DonnaAtlanta? (Wednesday Oct 8 | post #392)
Poll: 60% say depression 'likely'
That's total CRAP! Brokers sold loans to people who wanted something they didn't work for. They provided the easy path and a bunch of half-wit suburbanites went running down it. No one HAD to do anything. They CHOSE to becasue they are greedy, irresponsible fools, whose delusions of grandure made them think that a middle management bean counter is entitled to a mass produced 4000 sq ft home on 4500 sqare feet of land. Its not like price gouging in the wake of natural disaster, because that is taking advantage of people in NEED. The idiots that are losing their homes right now didn't NEED the house they bought. They WANTED the garden tub with wirlpool jets, and the granite countertops. The WANTED the openconcept entryway with a paladian window. They WANTED to be just like everyone else, and were willing to do anything to get what they WANTED. Oh, BTW, don't cite the exceptions to the rule. The number of Seinors caught up in thismess in refinance is minimal, every report on forclosure states that the VAST majority of the homes are overpriced suburban cookie cutter houses in the burbs occupied by white-collar middle management. They took the easy way out, and its costing all of us $700 billion. (Wednesday Oct 8 | post #385)
Poll: 60% say depression 'likely'
I work for Footlocker. If the world decided tomorrow that they didn't want sneakers, we would sell boots. Every bank in the world could have offered sub-prime loans, if nobody bought them, this conversation wouldn't be happening. If sub-primes are the crux of the issue here, then for every single sub-prime mortgage the Government just bought, there is a silly, irresponsible family that never should have considered that house to begin with. You can't sell ice in Antarctica. (Wednesday Oct 8 | post #378)
Poll: 60% say depression 'likely'
While I can agree with that in philosophy, the practical matter is that as soon as Americans reduce their "want" list, the heads on the box warn us of "reduced consumer confidence." One other thing, Americans are not VICTIMS of anything. We did this, therfore we are perpetrators, not victims. The economy will not fix itself, and we will not fix it while Obama and McCain and all the nitwits with cameras in front of them keep telling us its someone elses fault. I'm an undecided voter in PA ( an important swing state,) I pledge my vote to the candidate with the stones to place the balme for this on the shoulders onf the American people. I guess I can stay home on November 4th. (Wednesday Oct 8 | post #373)
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