Health Care Debate - Suffolk, VA

I believe that all americans should be covered, whether its making it more affordable, by subsidizes. it is a moral duty.

You are not "entitled" to anything in this country for which you are not willing to work to get. This is the land of equal opportunity...not equal outcome.

No

no more taxes, pay off the nat'l debt

Kevin Clarke wrote:

I believe that all americans should be covered, whether its making it more affordable, by subsidizes. it is a moral duty.

It is the "moral duty" of evey parent to provide for their own family and not rely on the government to do it for them.

I believe that all Americans should WORK for what they want, including health care. Quit acting like the government owes you something.

if health care companies are the problem.. they need to be at the table/ Government stay away!

The Government is all about power. We do not need them to tell us what we can do or not to do. We were founded as a free country, not to be dictated to, plus Obama care will not take care of us as they are leading you to believe.

Kevin Clarke wrote:

I believe that all americans should be covered, whether its making it more affordable, by subsidizes. it is a moral duty.

I'm glad that you volunteered to subsidize our national health care..boy you must have a good job...

I find it amazing just how generous people can be with OTHER peoples money...

Armed Veteran wrote:

You are not "entitled" to anything in this country for which you are not willing to work to get. This is the land of equal opportunity...not equal outcome.

Hmm..
I agree, and I don't.

My parents are retired. They do not work. Are you saying that they do not deserve health care, especially when they need it the most?

For the record, "ObamaCare" is a huge mistake. I do not support it in any way.
However, I work, and I pay about $300/month through my employer for health insurance for my family. This is a "minimum" rate, as we are all healthy an under 50.
On top of this outrageous premium, I also pay co-pays, around $30 a pop, and I also still have to pay for prescriptions, which is $20/$35. On top of THAT crap, I also have to pay the DIFFERENCE that health care won't pay.
I just had minor day surgery, and my total out-of pocket was $255 day of surgery,$20 for meds, and about $120 in office visits (4 at $30/each). I also had to pay the "leftover" for testing, etc.

What we NEED is FULL COVERAGE with NO CO-PAYS, and NO POSSIBILITY of dropped or refused coverage. We also NEED for doctors and health care professionals to be certified and accountable.

What we DON'T NEED is higher taxes, employers dropping their coverage in favor of a Government Option, rationing, waiting lists, or government bureaucrats deciding our health care options.

Jeebuss wrote:

<quoted text>
Hmm..
I agree, and I don't.
My parents are retired. They do not work. Are you saying that they do not deserve health care, especially when they need it the most?
For the record, "ObamaCare" is a huge mistake. I do not support it in any way.
However, I work, and I pay about $300/month through my employer for health insurance for my family. This is a "minimum" rate, as we are all healthy an under 50.
On top of this outrageous premium, I also pay co-pays, around $30 a pop, and I also still have to pay for prescriptions, which is $20/$35. On top of THAT crap, I also have to pay the DIFFERENCE that health care won't pay.
I just had minor day surgery, and my total out-of pocket was $255 day of surgery,$20 for meds, and about $120 in office visits (4 at $30/each). I also had to pay the "leftover" for testing, etc.
What we NEED is FULL COVERAGE with NO CO-PAYS, and NO POSSIBILITY of dropped or refused coverage. We also NEED for doctors and health care professionals to be certified and accountable.
What we DON'T NEED is higher taxes, employers dropping their coverage in favor of a Government Option, rationing, waiting lists, or government bureaucrats deciding our health care options.

Here's the problem, you can't have both.
Healthcare costs money, whether it's at the front end (paid by employer or a monthly fee) or paid at the back end (after services rendered or a co-pay).
EITHER WAY IT COSTS MONEY. With ANY option it is still going to cost money.
You CAN"T get something for nothing..

BTW, you stated your parents are retired, you DIDN"T state that they have income...

As I stated in another thread:
The problem is NOT the insurance companies. It's the lawsuits. The cost is so high because people in the good ole USA will sue at the drop of a hat and we have MANY lawyers to feed.
Cost of malpractice insurance in Germany, approx.$1400 year. Cost of malpractice insurance in USA, over $14,000 a year. See why your premiums are so high??
Also, many European nations educate their Doctors for free, it's not uncommon for Dr's in the USA to have $100,000's of loans outstanding to repay. Our Education system needs an overhaul too. Let's stop paying all of these professors and colleges outrageous amounts of money also.
Also too, many of these European systems are operating at a negative defict. They are going bankrupt slowly.
France's so-called great system taxes their workers about 21% of their income. Thats right, 21%.
Problem is, most Americans think their "out-of-pocket" is their expense for health care, they refuse to see the larger picture.

NOTHING IS FREE!

Don't get me wrong, we have problems with our system, we have the best critical care systems in the world, but one of the worst preventative care systems. But I also believe having the "government" "fixing" it is a mistake.

Jeebuss wrote:

<quoted text>
Hmm..
I agree, and I don't.
........ I work, and I pay about $300/month through my employer for health insurance for my family. This is a "minimum" rate, as we are all healthy an under 50.
On top of this outrageous premium, I also pay co-pays, around $30 a pop, and I also still have to pay for prescriptions, which is $20/$35. On top of THAT crap, I also have to pay the DIFFERENCE that health care won't pay.
I just had minor day surgery, and my total out-of pocket was $255 day of surgery,$20 for meds, and about $120 in office visits (4 at $30/each). I also had to pay the "leftover" for testing, etc.
What we NEED is FULL COVERAGE with NO CO-PAYS, and NO POSSIBILITY of dropped or refused coverage. We also NEED for doctors and health care professionals to be certified and accountable.
What we DON'T NEED is higher taxes, employers dropping their coverage in favor of a Government Option, rationing, waiting lists, or government bureaucrats deciding our health care options.

Let's assume you make 40K a year, under the French plan, the Gov't will take $8,400 a year from you, that's $700 a month. Considerably greater than $300 - you lose $400 PER MONTH (minus co-pays)

I agree that our system is flawed, but, at this time, national health care is not the way to go.

We, as Americans, need to get out of the "abuse your body any way you wish and then have a Doctor give you a pill to fix it" mentality. We have to understand our health is EACH INDIVIDUALS responsibility. Any other health careplan after that is "icing on the cake", so to say.
We have too much of "It's someone else's fault, not mine" mentality.

Yes, my parents have an income (retirement + social security).

My family and I are healthy. Can you imagine if we got sick? If he health insurance company doesn't drop us (because they can't make a profit on sick people), we could be financially ruined. It had nothing to do with lifestyle choices. We don't smoke, drink, or go to McDonald's.

Jeebuss wrote:

Yes, my parents have an income (retirement + social security).
My family and I are healthy. Can you imagine if we got sick? If he health insurance company doesn't drop us (because they can't make a profit on sick people), we could be financially ruined. It had nothing to do with lifestyle choices. We don't smoke, drink, or go to McDonald's.

So, who is supposed to pay it if you DO get sick?
If a company can't make money on "sick people", how do you expect the government to do it?
NO BUSINESS, INCLUDING THE GOVERNMENT, can spend more than it takes in, IT'S COMMON SENSE. You will pay for it one way or the other.

OMG wrote:

<quoted text>
So, who is supposed to pay it if you DO get sick?

THE INSURANCE COMPANY.
That's what insurance is for.

We pay premiums for years so that we can have coverage when we need it. They should not be allowed to drop coverage simply because someone make a claim.

Jeebuss wrote:

<quoted text>
THE INSURANCE COMPANY.
That's what insurance is for.
We pay premiums for years so that we can have coverage when we need it. They should not be allowed to drop coverage simply because someone make a claim.

While I agree with the last comment, realise------

Then be prepared for higher insurance premiums because they get their money FROM YOU!!!!!!!! It just doesn't appear in thin air.

Here's a novel concept, the more insurance pays out, the more they need to take in. It's a simple concept. They are nothing but a middle man, really.

No system can operate in the red, not the government, not a private company.

I would agree that we need better regulation of the total system, but really, the insurance companies are the smallest player here.

We need tort reform (one of the major reasons insurance is so expensive, litigation is WAYYYYYY out of whack)
We need educational system reform (the price of education is WAY out of whack)
We need Medical system reform (way too much redundancy of equipment in Hospitals)
last, we need Insurance reform.

If you don't fix at least these four, national health care will never work.

Why do I have to work well into my 60's to support everyone else? I have served my country and been a productive tax paying citizen for 40 years and there is NO ONE giving me any thing, I have worked for all I have and expect everyone else to do the same!

OMG wrote:

We need tort reform (one of the major reasons insurance is so expensive, litigation is WAYYYYYY out of whack)

Are you saying that if an incompetent physician makes a mistake, the victim should be powerless??

OMG wrote:

We need educational system reform (the price of education is WAY out of whack)

Not sure what that has to do with the price of health care / insurance, but okay....