I have always had employer sponsored health insurance. I was recently diagnosed with a chronic disease and fear that if my employment changes, I will be caught paying exhorbitant rates or locked out of coverage altogether. I support ANY effort to manage the industry's mistreatment of policyholders who develop illnesses through no fault of their own.

I also work in the insurance industry and understand that young healthy policyholders subsidize older ailing members. I overpaid for the first forty years of my life and I am using more than my fair share now that I need more care. That is the underlying purpose of insurance.