Health Care Debate - La Crosse, WI

Attack the problem (medical tort reform), not the "symptom" (insurance).

Tort reform is a part of the problem but the insurance companies are a major part of the problem. Speaking from experience, these companies have depts whose sole job it is to find a way to deny any and all claims. Failing in too many cases in this area, they work constantly to re-write the policy language to support more claim denials. On the premium side and application side, they will not issue a policy unless you have no health problems or they surcharge the premium beyond the ability of the applicant to pay. They will increase the premiums to drive out those who use the benefits. When you the claim that their profit margins are only 3%, that is a joke because of the outrageous benefits, salaries, bonuses and palaces they build to house the staff and on and on. they can shoow 0% profit and still live like kings.