Fed Reserve inflation hawk: Rates should go up

But with rising prices and a shortage of cash the Fed’s could send the economy into further depression from what already exists. Me thinks, the correction in overvalued real-estate and washed debt against loans/mortgages outstanding might be a vehicle to curb the portion of inflation that the Fed’s allegedly are concerned about without having to raise interest rates reducing the supply of cash available. However, rising oil prices will only stagnate production leaving us in a stagflation condition, no?

Many Americans for the past 4 years are being denied jobs base on their credit score. Many Americans are either shot their mouth or not knowing that many companies are no longer giving jobs to anyone who has a low credit scores. This is why many Credit Consolidating companies are in arise today & constant advertising. But this service are not free. Americans cannot afford this kind of service. When Americans could not get a job to take care their families & pay their bills. Since the bankruptcy law was change, many Americans are getting harder & harder for them to find resources to fix their financial issues. We are now beginning to see that Americans are not spending. Both Local & big businesses still thinking that there is no link on how they qualify applicants during application review or maybe because Americans are holding back their money. But this is far from holding back their money. This is because many Americans do not have jobs. The checking, savings & credit card are all max out. There are plenty of jobs still but despite Corporate America are sending jobs to China. Instead of denying jobs to many Americans with poor credit score. Corporate America should encourage programs within the company to help their existing & new hire employees to fix their credit for a fraction of amount of money from their paycheck. Corporate America should collaborate with Debt Consolidation Companies to help their employees. Many companies give money to program their desire that benefits their employees plus tax breaks. The long term good news to our economy, that more & more Americans are empowered to take their life back responsibly. More Americans will be more credit worthy to take on any type of loans. Ultimately, more & more Americans will start spending responsively & with confident. The rising food cost & energy bill is one of many issues that both Corporate America & US Government must find solutions. I believe as long as Americans have jobs to earn money even for a very ridiculous wages. America will hold on till we find solution to this economic crisis. But if America has no means on anyway to earn their living, we got a big problem. Americans who has a low credit score are not criminals. It cannot be classified same as having a criminal records.

Credit scores only determine your risk. How this translates into employee performance I am not sure but find the suggestion unconstitutional if not prejudice. The issue here, if I understand your position, is one of cash flow within our economy necessary to preserve a full economy? What appears to be is the huge financial institutions have grabbed up all available cash and future credits/payments against immediate debt leaving no ready cash available. Proportionately there is far too much debt to meet short-term obligation. Operating financial ratios speak to an enormous debt carrying position measuring our debt to equity ratio that for he most part has driven the real estate market into a recessed market. The growing number of small businesses are he salvation for or economy juxtapose to large corporations who gobble up all available cash.