Uninsured drivers eyed

Government video cameras are dangerous for two reasons.(1) They change the nature of policing by taking power away from citizens, and (2) they restrict or eliminate the possibility for alone time out of doors.

(1) Video surveillance radically strengthens the power of the state. Without cameras, victims or nearby people who empathize with victims are the ones who report crimes. This is an incredibly important natural safeguard on police power, because people can choose to not report violations of unjust laws. This is why black people could sometimes escape slavery, unions could organize, and people today can smoke marijuana without going to prison. Video cameras destroy this natural safeguard. When the government records all activities outside of the home, the state can pick and choose which crimes it wants to go after, and it can easily prosecute innocent people who normally would have been protected by their fellow citizens.
That shift is incredibly important. Any governmental abuses will be greatly intensified when the police see everything outside homes. The power to turn in criminals should stay with victims and concerned citizens. Otherwise governmental abuses will become much harder to combat.

(2) Video surveillance makes life worse by eliminating privacy. While misinformed people love to say that we have no expectation of privacy in public, this is not correct. We always have had privacy in public. Public property includes every street, every park, every beach, and nearly every place you spend time when you are not at home or working. Almost everywhere, it has been possible to be by yourself without other people watching, or to meet with a group of people without policemen observing you. With widespread video surveillance, that part of life is gone, and being alone out of doors is impossible.

John Doe wrote:

<quoted text>
Because some of us don't want government in the business of insuring people. Some people don't want to government running corperations or companies. Those things should be private. The government already takes way to much of our money.

You work for the government. Your make your living off of the peoples taxes. You also don`t live in Ohio anymore. The government already runs our lives. Think of all of the programs that are out there and how many of the people you know that get something from them already. And in case you haven`t been paying attention lately, the Feds are running corporations now. They always have been. You just don`t know it. Think they don`t? Why is Congress poking their noses into Major League Baseball, which is privately owned. This is just a highly visible example.

The vast majority of drivers will almost never need to make a claim against their auto policy. Therefore, they pay higher rates because they are SUBSIDIZING the less fortunate drivers and the uninsured drivers. Why should I have to pay uninsured motorists coverage? A lot of drivers don`t want to drive without insurance, but just cannot afford it in todays economy. If the State had a blanket policy covering everybody, the rates would be much lower that what the privately owned companies charge. Have you ever got a quote from SafeAuto? How can they say they keep you legal for less?

Maybe we should not use any subsidies for anything. Maybe you should pay for all of your health care John Doe! Seems the government is paying for you there. But since you work for the government, I am sure you are entitled. Hmmmmmmmm, interesting concept!

Do it like one of the southern states does it, set up random roadblocks & check insurance cards, no proof of insurance, impound the vehicle and arrest the driver on the spot, they WILL pay the fine

As a former insurance company employee, I can tell you now, insurance companies want NO part of cameras or databases run by 3rd parties or the government for that matter.

It is true that the law requires vehicle owners to be financially responsible for injuries or property damage they may cause while operating their vehicle. And since very few vehicle owners have a lot of cash tucked away in the bank for that purpose, then they have to buy insurance that will respond & pay those damanges for you if you are in an accident.

Enforcing financial responsibility is what the state ends up doing. Insurance companies get involved when they are told (also by law) to provide their auto policy information to the state. This is an expense to the insurance companies would much prefer to do without.

Now take a guess who they pass this expense along to? The consumer will never win!

We seem to be having a lot of hit and runs in Michigan lately. I have to wonder if the "hitter" takes off because they have no insurance?

Also:
No-fault insurance is a scam and a joke.

you uffer i wish i could use they real word
"The uninsured are probably illegals who also don't have drivers licenses" ARE "ILLEGALS" what in the hell people like you make me so to my stomach you just like those idiot politican's who would pass a law by the advise of 1! single person in which no research is done and come to find out that you just learned about something that in fact was completely wrong (like saying you hate mustard but thinking its ketchup the whole time, now you protested about the wrong thing and did not even know) you use six words to sum it up for your simple arse brain, when, holy crap, there could be so so much more that would effect this and in no way should you sum it up like that , people that think like you screw up the lives of so many people .. ok for instance.--what if you have been insured for years and due to someone "like you" who just doesnt think when they 'think they don't need to, oh yeah ,never second guess's themselves bc they are NEVERever wrong , now takes a whole 6 months of car insureance payment and dumps it on the completely wrong account , now that individual is driving around and paying for someone else's insurance. they stupid ins. adjuster who did it say's he couldnt of done this because he's perfect and all good and never make's mistakes.
OK so now becuase of this company error i get looked at as a "high-risk" driver when i think it's time to renew, then uffing companies like gieco andprogressivedont care about what happened , then now want to charge you(all bc this is how they make money) 75% more than you ever have before - from 85.00 per month to 560.0 frigging dollar's!! and now i drive uninsured becuase, hrmm be homeless or pay someone who is a prick the one time they have to pay out when you get into an accident and never in between this crap happens to so many people . and to the cops that harass these people this stuff happens too just bc they all have "big brother" to back them up being a badass uncaring businessperson i would feel no remorse when some person out there just can't take it and shoot's that cop in his face cause after all the problems he/she dont care whether your homeless, just that to dont park your homeless ass somewhere illegal , NO remorse --screw the world and u people inn it

JDP wrote:

Part of the hang-up is that insurance laws differ from state-to-state, so a national database would be tough. In Ohio, insurance follows the car, regardless of the driver, but what happens when you don't have a car? Does having a DL without owning a car (and subsequent insurance) make you an uninsured driver? No, but they'll try to pretend like it does.
My girlfriend just sold her car, and we haven't bought a new one. Right now, she's paying insurance on a car she doesn't own, just to avoid harassment from the state.

Are you sure that the insurance follows the car and not the driver? If that is the case then only one person in a family would need to have insurance. I sure have been spending a lot of money for nothing if you are correct.

Did MickyJ say anything at all?????????? Sounds to me like he is from another planet.

I meant MikeyJ

that you- MRS' MODERATOR

John Doe wrote:

<quoted text>
Because some of us don't want government in the business of insuring people. Some people don't want to government running corperations or companies. Those things should be private. The government already takes way to much of our money.

Yet I bet you and the rest of your buddies are clamoring for Universal Health Care for the masses that is provided by your Federal Government, with your tax dollars. You are already paying the health care cost for the illegal aliens that go to Emergency Rooms.
News Flash: Big Brother has moved into the house, he sponges off you, and he is never leaving.

CatInTheHat wrote:

Every four years the State of Ohio gets a crack at ensuring Ohio drivers have insurance. At the time of a Drivers License renewal how hard would it be to ask for proof of insurance? No proof? No license. The renewal process stops there. "Oh, you left it in your car? OK, go get it and get back in line."

The use of common sense is hereby prohibited.

the gov´t has no right to force you to be insured...

Ghostryder wrote:

Why is it the State of Ohio requires us, as drivers, to purchase insurance from privately held companies? We are making individuals and corporations wealthy.
Why doesn`t the state offer a blanket policy that covers all drivers that are licensed by the State of Ohio? The cost would be divided amongst everyone that drives on the roadways. The cost per person, or family, would be much less as the State in a not-for-profit entity. Out of state drivers would be required to carry privately held insurance. The State would then know who was buying into the policey instantly and the penalties for driving without insurance could be focused on the individuals that violated the law. Then Ohio would be a no fault insurance State as any parties involved in an accident would be covered under the same policy.

If you buy "BULK" insurance for everyone in the state, its a free ride for the freeloading illegal immigrants. They suck up enough of our money and services already huh?

Mich wrote:

the gov´t has no right to force you to be insured...

The law don't say you have to pay for insurance. It says you must be financely responsible. If you don't want to be responsible, thats okay. Just don't drive!

CHUCKO wrote:

<quoted text> If you buy "BULK" insurance for everyone in the state, its a free ride for the freeloading illegal immigrants. They suck up enough of our money and services already huh?

I am saying you pay for your own insurance, but with the number of "policy holders" the rates will be much lower. Most illegals seem to have American Family Insurance I am told. Ironic, huh?