Uninsured drivers eyed

If they won't buy insurance, what makes you think they'll fork over $125 -$300 fines ????

The uninsured are probably illegals who also don't have drivers licenses......

You'll get their picture because they also don't stop for red lights....

All these schemes promise big $$$$$$$ for the State....
They only make the private companies that run them rich

This is already done in florida, you get a letter telling you that your license is suspended until you verify you have insurance and pay the fine.

Every four years the State of Ohio gets a crack at ensuring Ohio drivers have insurance. At the time of a Drivers License renewal how hard would it be to ask for proof of insurance? No proof? No license. The renewal process stops there. "Oh, you left it in your car? OK, go get it and get back in line."

The State of Georgia requires insurance companies to send notice to the state when an insurance policy is started or stopped. When a vehicle has the insurance dropped and no new insurance started, then the registration is suspended for that vehicle. The key is insurance information is reported on Georgia printouts for the NCIC printouts when law enforcement runs the tag. It takes the middle man out of the loop. It also allows law enforcement to see if the insurance card given is fraudulent. This is one of the things I liked when I left Ohio Law Enforcement and came to Georgia.

That certainly has the air of Big Brother. Though it would not be so bad to identify the uninsured, the system has a lot of potential for abuse. It could be used to find a stolen car or it could be used to monitor the movements of anyone without their knowing it.

By now, most people understand that, given any technology, the government WILL corrupt it eventually. Today government officials may say they are only using it to catch uninsured drivers. But, that could change a year, a day or an even hour from now. Homeland security has supercomputers monitoring our phone calls.

Considering that most people have uninsured motorist coverage, it seems like the greatest benefactor will be the insurance companies. I suggest that their lobby groups are pushing hard to make this happen. I think our resources could be better applied.

Besides, there are other ways to verify if a driver has insurance. Insurance companies could set up a common data base of who has insurance and that could be compared to a state data base identifying who has a drivers license. If those were compared to database of who is paying income tax. That could flag the names of people who are somehow holding a job but have no auto insurance. This should produce a list of the most likely people who are driving without insurance.

Instead of wasting money putting cameras in intersections, put them in high crime areas and go after drug dealers.

Welcome to the 'Brave New World' predicted by Huxley and many others. This proposal is pure evil! It allows a private company to engage in what is a government function. I wonder how much the author of this bill received from the insurance companies?

they should check your insurance when you get your plates every year, no insurance no plates

Part of the hang-up is that insurance laws differ from state-to-state, so a national database would be tough. In Ohio, insurance follows the car, regardless of the driver, but what happens when you don't have a car? Does having a DL without owning a car (and subsequent insurance) make you an uninsured driver? No, but they'll try to pretend like it does.

My girlfriend just sold her car, and we haven't bought a new one. Right now, she's paying insurance on a car she doesn't own, just to avoid harassment from the state.

It sounds like Georgia has a better plan. Obviously, the state would need a system to automatically match start/stop insurance hits to a vehicle. Whatever happens (or doesn't happen) the cost will be to those of us who carry insurance.

Involving a third party seems to be a poor choice though.

Take a look at Georgia system. They are hooked direct with the Insurance companies and it does the same thing only better. The updates are done my the insurance company.

If someone can't afford insurance, do they really think they're going to pay the fine? This is just another example of bloated beaurocracy trying to justify their existence. I don't want to be involved n an accident with an uninsured driver, but there are already sufficient laws on the books to eal with it, we don't need big brother doing more snooping.

take your driver's license and shove it. i'll bicycle or walk.

Why is it the State of Ohio requires us, as drivers, to purchase insurance from privately held companies? We are making individuals and corporations wealthy.
Why doesn`t the state offer a blanket policy that covers all drivers that are licensed by the State of Ohio? The cost would be divided amongst everyone that drives on the roadways. The cost per person, or family, would be much less as the State in a not-for-profit entity. Out of state drivers would be required to carry privately held insurance. The State would then know who was buying into the policey instantly and the penalties for driving without insurance could be focused on the individuals that violated the law. Then Ohio would be a no fault insurance State as any parties involved in an accident would be covered under the same policy.

Ghostryder wrote:

Why is it the State of Ohio requires us, as drivers, to purchase insurance from privately held companies? We are making individuals and corporations wealthy.
Why doesn`t the state offer a blanket policy that covers all drivers that are licensed by the State of Ohio? The cost would be divided amongst everyone that drives on the roadways. The cost per person, or family, would be much less as the State in a not-for-profit entity. Out of state drivers would be required to carry privately held insurance. The State would then know who was buying into the policey instantly and the penalties for driving without insurance could be focused on the individuals that violated the law. Then Ohio would be a no fault insurance State as any parties involved in an accident would be covered under the same policy.

Because some of us don't want government in the business of insuring people. Some people don't want to government running corperations or companies. Those things should be private. The government already takes way to much of our money.

Illegal aliens aren't insured - nor are they legally licensed to drive - get the illegal alien scumbags off our roadways first, then worry about the LEGAL drivers without insurance.

SC UM BAGS

Yep, that's just what we need! The State of Ohio becoming a no fault state and your sole option would be buying coverage through the State of Ohio.

Golly Bob Howdy, more big government!! May I suggest you take Insurance 101 over again.

Clarify this wrote:

Illegal aliens aren't insured - nor are they legally licensed to drive - get the illegal alien **** off our roadways first, then worry about the LEGAL drivers without insurance.

It has been a while since I was in Law Enforcement in Ohio, but the majority of Georgia Illegal Aliens are insured, they just are not licensed.

A major point is being missed here. Ohio Law only requires statutory limits of $12,500/$25,000 Bodily Injury and $7,500 property damage. These limits are absolutely worthless! Have you ever been hit by a person carrying statutory limits? If not, good luck if it does happen, since it's not much different than being hit by someone that doesn't have insurance. This is a perfect example of government wanting to raise more money for their wild spending habits and addressing only part of the problem.

Ohio's uninsured law is one of our biggest jokes it is likely that 1 in 4 drivers had no insurance. The rest of us that do pay for all the others.