For more information on Income-Based Repayment - which becomes available July 1 - go to www.ibrinfo.org . The site has a calculator you can use to see if IBR will help you, plus a list of answers to Frequently Asked Questions, and a place where you can sign up to get email updates about IBR and Public Service Loan Forgiveness.

You can also join the discussion on the Facebook group "Project on Student Debt":
http://www.facebook.com/group.php...