Mass. woman kills self before home foreclosure

I think the thinking in that theory is this ****. I have owned a business all my life, I tried my hand at selling new cars for a very short time. I tried to be honest and forthright and then the "boss" of the gang started to listen to my conversations behind my open office. After I caught him he would jump into my sales and to close the deal and make the business more money these poor soles were hung by over priced bank rates, kick backs, options, extended loans to make the payments sound good etc. etc. etc. After a few months I had to walk but before I walked here's a little story that happened for real. A man walked into the dealership one day looking for a big "Arse" kissin SUV, we had a very hard time financing him but my boss finally found a way to "Hang" him and good. In the few months that I was there on the last week he came back to the dealership and went out in (get this) an Escort Wagon (I kid you not). He went from $700 a month for the SUV to an Escort that would have been sold out the door for around 200 a month, he was paying 400 a month for. Welcome to the American dream, see my previous post on Real Estate Agents, put em' all in a bag, shake em' up and you'll have to read their name tages to figure out how hard your gonna get the shaft!!........and by the way, it's really no different in other countries either!

Real Estate salesman, auto salesman, owned business for 15 years; you are so full of **** .

I don't do real estate, never did, never will, their all a bunch of asses. Auto Sales, two months, owned business for 26 years now and if you think your Tim's Friend, then your full of **** yourself!! and by the way, Your a Vet right?? retired?? hmmmmm, all's you talk about is BM's and McDonald's, guess that's either your hang out or where you retirees work during the day??

No, No, No...discount SENIOR 15 cent coffee. BM's and prunes are very important to Seniors. On our mind all the time. Like my first cup of coffee for the day at McD's, in a few minutes. See you on your next visit. Nice talking to you, My Good Buddy. Come on down to the Leaders Heights McD's, I'll buy you a coffee. You'll see my brown "BM" sitting in the handicap space. And don't screw with my electric chair which you helped pay for. Thanks! Goodbye!

The only BM your driving is a Buick Montana, like I said, Fantasy Island there Stanley, Fantasy Island!!! Get your electric chair and get there!!

Linda wrote:

Why do people say that she was selfish? She told her family to use the insurance money to pay off the house.. I think she felt "boxed in" and did what she did to protect her family. She couldn't see that the house is just a house and that people DO recover from foreclosures. People develop this kind of tunnel vision when they are suicidal. Its a tragedy because this can't be undone and her family obviously wanted her more than the house.

You are so right and it can happen to any one of us at any time. Sometimes our struggles get to hard to carry and we only see one answer to the situation. My sympathy to the family and may God rest her soul and give her eternal peace.

Sabella wrote:

This is ridiculous !!..if that caused her to commit suicide then no lost. She was probably already deranged and beyond help. CLUELESS.

You are kidding, right. We all have our torments and weaknesses as human beings. So becareful what you speak. It can happen to anyone one of us at any time.

H E L L O wrote:

So, let me get this straight, she didn't pay her mortgage for 42 months and they are just NOW getting around to auctioning off her house?!?! Dang! And now that the government wants to bale everyone out of forclosures maybe I will stop paying my mortgage for a year or two. Looks like I have almost 4 years before I have to worry about getting booted out!

Yea I wondered also how one could not pay mortgage for 42 months and continue to live in that house with no repercussions for so long. Maybe the article didn't go into enough detail being that it was one of the agreements where the buyer pays just the interest on the mortgage for 5yrs. and then the full payments kick in. And because of this the lending institution could not really collect. There are a lot of new homes that are over $250,000 for sale in our area with that agreement. Are these what are considered balloon mortgages? Beautiful large extravagant homes; but i would not touch them with this mortgage agreement. Many in our area are in the paper for foreclosure every week. Guess most is people living beyond their means.

Maybe they just pushed the American Dream thing too far. Many people, even after saving for years cannot buy a decent home in a nice neighborhood with the prices as they are now. It seems to be more that some big lenders saw a cash cow by helping people get in over their heads. High interest rates and in the end any losses will be covered by the Feds. Not a bad deal. Maybe it was just getting too cozy for the middle class which the elites don't want to succeed anyway. It is not a secret that they have been pushing for two classes - rich and poor.

This woman figured I am sure that it would hit people about the absurdity of killing yourself over a worldly possession. However, home is home and her family was being stripped of that. Other people have done the same thing over the gross injustices of life, not just a home. It's always the ones left behind that suffer.

Before World War II, about 40 percent of U.S. residents lived in poverty by today's federal standard.

But in 2006, the number was just over 12 percent, according to the U.S. Census Bureau.

I wonder what the figure will be in 2009?

W T F wrote:

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The fact is people signed on the dotted line, no one forced them to buy more house than they could afford. They knew their finances better than anyone. People do not want to live within their means. They want to keep up with the jones' and put up a nice front for everyone. As far as I am concerned they can rent. One way or another tax payers will bail out these irresponsible people. I say NO.

I didn't try to keep up with the jones and bought a house in N. Mpls. Now I get to listen to everybody trash N. Mpls and its people online every time something happens up here. Mmmm...

according to another news story the husband is a plumber, so with a 24 year old son it's unlikely they where first time home buyers snookered by anyone, more likely the woman was going to the casino with the mortgage money and losing it

The media tries to find people to portray as victims of the evil Bush and spins the story by leaving out the rest of the story so people will think they are victims

very few people commit suicide in a rational state of mind. Yes there is a mortgage crisis, lot's of people got scammed and are paing the consequences. Sad the woman killed herself, reserve judgement on circumstances and wish the peole whose homes are at stake will find a way to keep a roof over thier heads.

I remember the suicides from the Great Depression. I was 56 then; still around. Pulled myself up by my boot straps and will survive this crisis as well. But it is a **** being 130+ at times. Survival of the fit.

Karen wrote:

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It depends on the policy. Some won't pay out on a suicide within the first few years after the policy was purchased, some won't pay at all, and others will pay after a few years if there is a documented severe mental illness where there is a high risk of suicide.

What about suicide with the specific intent of collecting insurance monies? I would think this would be some sort of insurance fraud.

People were doing these types of things all of the time during the Great Depression, don't be surprised if it gets worse.

He was making about $95,000 a year as a plumber. He reported netting $6,932 a month after taxes, leaving $3,388 after expenses. He and his wife could not afford a mortgage? What's wrong with this picture?

And I fail to see how the husband can say that he didn't realize that the house was being foreclosed upon. He filed for bankruptcy 3 separate times due to the house being foreclosed upon. He missed a court date, and then fell behind on his payments. That makes no sense. If his wife handled the finances, then why was he the one who filed for bankruptcy all those times, and not her? There is something missing.....

What a sad state of affairs our great US of A has become. Do this big shots that make 7 figure salaries and host outlandish parties like they show on Robbin Leach rich and famous have any kind of conscience? Does our government give a care about its citizens? You know what? I think we should have a role reversal game for about a year. Have the big shots earn about $40 -$60,000 a year, have saved and scrimped to get their dream house to begin with, have a couple kids in college, little sister needs braces, have a couple cars, maybe new, maybe not and oh and don't forget, dad has prostate cancer and is going through treatment. Sound like the typical American family? They wouldn't last one damn day! What happen to the land of the free and home of the brave. Its turned into the land of the rich and no homes for the poor. Shame shame, double shame, everybody knows your name.

Jo in Texas wrote:

It takes an individual who has gone thru foreclosure to understand what this individual was experiencing. In 2006 I went thru employment downsizing, and all my finances went down hill. Unemployment is tough. Even after finding a job 10 months later, taking a 13,000 cut in pay finally caught up, and I've lost my home of 28 yrs. So close to paying it off, and not a "darn" thing I could do about it. Don't judge anyone until you've walked in their shoes.

I applaud you that you made it through all that. You are stronger than most. Financial stress is very hard to handle. Those of these writers who claim they wouldn't do what this woman did to releive her mental anguish either have never faced this situation or by the grace of God made it through some tough times or were born with a silver spoon and naught a worry. It could happen to anyone of us at anytime and we all have different levels of tolerance. No matter what we are all human and sometimes another human feels so alone and no other way out and this does not a failure make.. How sad for this family. I wish them peace and strength.

DSM wrote:

What a sad state of affairs our great US of A has become. Do this big shots that make 7 figure salaries and host outlandish parties like they show on Robbin Leach rich and famous have any kind of conscience? Does our government give a care about its citizens? You know what? I think we should have a role reversal game for about a year. Have the big shots earn about $40 -$60,000 a year, have saved and scrimped to get their dream house to begin with, have a couple kids in college, little sister needs braces, have a couple cars, maybe new, maybe not and oh and don't forget, dad has prostate cancer and is going through treatment. Sound like the typical American family? They wouldn't last one damn day! What happen to the land of the free and home of the brave. Its turned into the land of the rich and no homes for the poor. Shame shame, double shame, everybody knows your name.

I and i know others that think your idea is a good way of shaping up our elected officials and bigshots. To bad this can't be reality then it would so much simpler to choose who we want to elect for president. They would truly understand their constituants. Maybe then this country would not be in such an economic mess adn insurance wise Americans would be getting the total care they need, and some would not feel suicide is the only way out.