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grateful dead

Los Angeles, CA

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#830
Dec 13, 2006
 
Fat and Lazy - Cypress CA wrote:
Stop depending on government to fight your war of hate. This is not going to go away at the click of a mouse so...
Get off your Fat and Lazy Asses; START YOUR RACE WAR!
The MINORITIES you’ve hated and abused will be a force to reckon with… and they have not forgotten your face, they have not forgotten where you work and they have not forgotten where you live.
MINORITIES are in law enforcement; MINORITIES are in the military and their numbers are growing so imagine the day your hate for people that don’t look like george and barbara bush starts the race war you’ve been wanting all your hate filled life.
I can just see your Fat and Lazy Asses running for your life with a box of Twinkies under your arm.
Over the Thanksgiving holiday our family we went to Iraq to serve our soldiers dinner and only 30% of them looked like george and barbara bush and 70% looked like the ones you hate so much. We were only there for 2 days and it was no picnic, it was horrible!
We could hear Americans fighting george bush’s war; rapid fire and explosions going off throughout the day and night almost non-stop! You helped sent them there so how can you say that “MINORITES” don’t belong in the United States of America!
You’re all a Piece of Shit just like george and barbara bush and their Piece of Shit COWARD ass son g. w. bush.
It’s quite clear that every racist promoting hate on this forum are nothing but Fat and Lazy Pieces of Shit that sit around all day and night crying about minorities that were murdered for their land, brought here against their will, or for their mere existence as human beings and do nothing about but cry and whimper over it.
At least the KKK are coward enough to hide under a coned hat and a flat sheet but you Pieces of Shit are less than they are!
You Pieces of Shit aren’t even willing to start a race war, and to think my father has spent his life in the U.S. Airforce defending Pieces of Shit scum bags like the ones promoting hate on this forum that won’t even lift a finger on their own.
I guess you Pieces of Shit will probably out source your balls to someone else.
Your next, you disgusting creature that feeds off the dead. Maggots will burst forth from your yellowbelly into the air to further pollute the earth with your spittle.
Ha Ha

Santa Clara, CA

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#831
Dec 13, 2006
 
http://www.rte.ie/business/2006/1213/worldban...

World Bank fears US house crash

December 13, 2006 07:35
The World Bank has warned that the global economy has reached a potentially dangerous 'turning point' with the US at risk of recession if the housing market crashes.

In a report called Global Economic Prospects, the Bank also said globalisation was an unprecedented opportunity for developing nations, although income inequality and environmental damage could undermine its benefits.

The twice-yearly report predicted growth in worldwide gross domestic product (GDP) of 3.2% in 2007, down from a projected 3.9% this year.


The report said growth in the US should ease gradually, but did not exclude a recession brought about by a housing crash following years of red-hot growth.

Among other major risks identified for the global economy, the World Bank report said an economic 'overheating' could provoke a sharper slowdown, while 'further inflationary pressure may yet emerge'.

A supply shock in oil markets could also disrupt world growth, while a 'disorderly unwinding' of global imbalances such as the US trade deficit remains possible. In the medium term, the risk remains that investors could 'rapidly lose confidence in the dollar' as the US economy slows and its current account deficit mounts.

The World Bank and International Monetary Fund have repeatedly warned that the global economy is dangerously out of kilter as China runs up mammoth surpluses and the US devours imported goods.
Ha Ha

Santa Clara, CA

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#832
Dec 13, 2006
 
Silicon Valley rents fall from top 10
BUT EVEN 11TH PLACE OUT OF REACH FOR MANY WORKERS
By Sue McAllister
Mercury News
Projected fair market rent, housing wage
On the Web: National Low Income Housing Coalition's "Out of Reach" report
Renters trying to hunt down an affordable Silicon Valley apartment may not believe it, but for the first time in several years, metropolitan San Jose is not among the country's top 10 most expensive places to rent, according to a study released Tuesday.

But it is No. 11. A renter would need to make $24.69 an hour, or more than $51,000 a year, to afford the rent for a basic two-bedroom apartment in the San Jose area, an annual survey from the National Low Income Housing Coalition found. Minimum wage in California is $6.75 an hour.

``I think our ranking got better because it got worse somewhere else,'' said Taylor Dial, executive director of the Housing Trust of Santa Clara County, which helps fund affordable rental housing developments, among other projects.

``You go find anyone out in the street who's living with two other families and ask them if it's any less expensive than it used to be,'' he said.

In a way, he's right. In 2003, San Jose ranked as the nation's least affordable place to rent, according to the survey, with a ``fair market rent'' of $1,821, as calculated by the U.S. Department of Housing and Urban Development. One wage-earner would have needed to make $35.02 an hour to afford that. At the time, critics said HUD was using tech-boom-era rents long after the tech bubble had burst.

But since then San Jose has slid down the list in part because HUD changed the way it calculated many cities' fair market rent. That adjustment drove down San Jose's fair market rent compared with other cities'.

http://www.mercurynews.com/mld/mercurynews/bu...
bad hell

AOL

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#833
Dec 13, 2006
 
Ha Ha wrote:
This is all logical.
I hope interest raises to 6.5% within a year.
your day will come your a sad one.
bad hell

AOL

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#834
Dec 13, 2006
 
so sad for all that cant make it., as for the ass with the ha ha i have a home in hell for you>
Ha Ha

Santa Clara, CA

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#835
Dec 13, 2006
 
AP
Nearly 450 AOL Employees Are Laid Off
Wednesday December 13, 6:33 pm ET
By Matthew Barakat, AP Business Writer
About 450 AOL Workers Are Laid Off As Firm Continues Restructuring Away From Dial-Up Internet

McLEAN, Va.(AP)-- About 450 workers at the Dulles headquarters of AOL were laid off Wednesday as the company continues restructuring away from its traditional roots as a subscription-based provider of dial-up Internet access.

....

Most of those laid off Wednesday had jobs related to support of the company's dial-up access service.

"The majority of the employees either knew or suspected they might be impacted" because of the company's earlier announcements, Weinstein said.

Since the company announced its broad plans in August, it has closed all four of its domestic call centers in Ogden, Utah; Albuquerque, N.M.; Tucson, Ariz.: and Oklahoma City. All of its call centers are now located overseas, in Bangalore, India, and the Philippines, Weinstein said.
White Union Worker

Ridgecrest, CA

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#836
Dec 13, 2006
 
looks like a civil war approaching lol
John

Marietta, GA

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#837
Dec 14, 2006
 
Unless you earn >= 100K, why would anyone want to own or even rent in Silicon Valley? As people move out of the area to follow other job opportunities and less expensive living, the competition for housing in the valley will dimish and so will the prices. It's a natural progression.
Ha Ha

Santa Clara, CA

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#838
Dec 14, 2006
 
>> Unless you earn >= 100K, why would anyone want to own or even rent in Silicon Valley?

I personally earn (excluding my spouse) more than 160K in Sillicon Valley. I can not dream to afford a house in good school district like Cupertino.

Of course I can go for INTEREST ONLY .....

People are renting money instead of renting space .... and they call themselves HOMEOWNER ... what buulshit...
sadona

Los Angeles, CA

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#839
Dec 14, 2006
 
Ha Ha wrote:
>> Unless you earn >= 100K, why would anyone want to own or even rent in Silicon Valley?
I personally earn (excluding my spouse) more than 160K in Sillicon Valley. I can not dream to afford a house in good school district like Cupertino.
Of course I can go for INTEREST ONLY .....
People are renting money instead of renting space .... and they call themselves HOMEOWNER ... what buulshit...
Check out Arizona s/o Tucson. Its not so expensive yet.
John

Marietta, GA

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#840
Dec 14, 2006
 
[QUOTE who="Ha Ha
...
Of course I can go for INTEREST ONLY .....
[/QUOTE]
I have an interest only mortgage. It's no different than a standard mortgage except that you are only required to pay the interest and have the option of including additional payments against the principal. With resestate appreciation cooling off, it makes more sense to put your discretionary income into your 401K plan (especially if your employer is maching $1/$1) rather than into the property.
Lovett

Yuba City, CA

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#841
Dec 14, 2006
 
Ya all of you guess (people) are wright my parents are losing there home because they want to makefour lane highway
Ha Ha

Santa Clara, CA

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#842
Dec 14, 2006
 
A friend called me to make me an offer. He offered me his home that has been on the market for 3 months for $560k. This same home was appraised Jun 11th for $630k. He told me that he could afford to “put $70k” in my pocket. He explained to me that he could do this by avoiding the 6% realtor fee that he would take on a $600k offer. For a few minutes, I have to admit that I was a bit excited about this offer.

Not too long afterward, I searched Craigslist and to my surprise I found comparable homes (some even better) for asking prices of $540-$580k. I had another friend (an appraiser) appraise the home for $560k. Even my loan person pointed out that it was a “fair” deal for me but a GREAT deal for the seller. I really do believe that the offerer in this case was not trying to rip me off. He generally believes that the Real Estate market is a great investment as he has done very well over the past 20 years. I guess what surprised me was his lack of consideration for me. That he thought that I was getting the deal when in reality I would have “bailed” him out of a property that has declined 10% in value over the past 6 months.

“I be me, and you are...”

Joined: Dec 6, 2006

Comments: 33393

Land of Confusion

ISP: Wildomar, CA

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#843
Dec 18, 2006
 
Ha Ha wrote:
A friend called me to make me an offer. He offered me his home that has been on the market for 3 months for $560k. This same home was appraised Jun 11th for $630k. He told me that he could afford to �put $70k� in my pocket. He explained to me that he could do this by avoiding the 6% realtor fee that he would take on a $600k offer. For a few minutes, I have to admit that I was a bit excited about this offer.
Not too long afterward, I searched Craigslist and to my surprise I found comparable homes (some even better) for asking prices of $540-$580k. I had another friend (an appraiser) appraise the home for $560k. Even my loan person pointed out that it was a �fair� deal for me but a GREAT deal for the seller. I really do believe that the offerer in this case was not trying to rip me off. He generally believes that the Real Estate market is a great investment as he has done very well over the past 20 years. I guess what surprised me was his lack of consideration for me. That he thought that I was getting the deal when in reality I would have �bailed� him out of a property that has declined 10% in value over the past 6 months.
Well if he has been sooo succesful for soooo many years , and he knows his stuff...I say he is no friend of yours...

You sound like you need a new hobby as well...

Pages back did I not read how much you were losing...
All the homes you bought and money and all....now you can afford to by a home again...
What is your deal...You are just a bullchitter...aren't you...trying to look important?

“I be me, and you are...”

Joined: Dec 6, 2006

Comments: 33393

Land of Confusion

ISP: Wildomar, CA

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#844
Dec 18, 2006
 
Lovett wrote:
Ya all of you guess (people) are wright my parents are losing there home because they want to makefour lane highway
I believe you more than I do that HA HA dude...

I know people that got bought out, they had no say so...cause they were adding on to a school...

I guess it pays before you settle some place, to take a look at a map of the city and what everything is laid out for....future plans...are there any industrial sites planned..etc...
John

Marietta, GA

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#845
Dec 18, 2006
 
Ha Ha wrote:
... I guess what surprised me was his lack of consideration for me. That he thought that I was getting the deal when in reality I would have “bailed” him out of a property that has declined 10% in value over the past 6 months.
Now you know exactly how much he values your friendship.
People buy and sell $500K homes like dotcom stock, and when the housing market crashes, it's these properties that will get hit hardest.
Last year, I purchased a new 4 bedroom home 20 minutes from downtown Atlanta for 198K. With a property like that, there is a lot less potential for depreciation.
Ha Ha

Santa Clara, CA

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#846
Dec 18, 2006
 
Real estate agent gives guns to homebuyers Tue Dec 12, 8:34 AM ET


HOUSTON (Reuters)- A Texas real estate agent looking to add more bang to her business is offering clients in law enforcement a free Glock pistol if they buy a home from her.

ADVERTISEMENT

Julie Upton, a Houston-area real estate agent, spurned traditional buyer incentives like free gasoline cards or home improvement store gift certificates.

Instead, she placed an advertisement offering a pistol with the purchase of any home worth at least $150,000 in the city police department's monthly publication, "Badge & Gun."

......

Read more at

http://news.yahoo.com/s/nm/20061212/od_nm/lif...
Ha Ha

Santa Clara, CA

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#847
Dec 18, 2006
 
6 strategies to survive the real estate bust
Last year the question was whether the housing boom would slow down. Now it's how bad it will get. Fortune's Ellen Florian Kratz helps you navigate the market.
By Ellen Florian Kratz, Fortune writer
December 18 2006: 5:44 AM EST

NEW YORK (Fortune)-- Bret and Tricia Baird are all too aware of what they're getting into.

Friends and family have admonished them to rent when they move this month to Mesa, a suburb of Phoenix, for Bret's new position as product manager with Bard Peripheral Vascular, a medical-device manufacturer. In the past few months the Bairds have been researching local real estate online and haven't liked what they've seen.



More from FORTUNE
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FORTUNE 500
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With an inventory of more than 38,000 homes for sale, up 94 percent from this time last year, Phoenix is one of the shakiest markets in the country. Nevertheless, Bret and Tricia, both 35, have decided to make a leap of faith. Mesa is Tricia's hometown, and the couple, who have four young children, are planning to live there for a while. So they just put in an offer of $400,000 for a 2,700-square-foot, five-bedroom house right next door to her sister.

http://money.cnn.com/magazines/fortune/fortun...
Ha Ha

Santa Clara, CA

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#848
Dec 18, 2006
 
Monetary Anarchy
December 18, 2006
Business & Money
By Daily Reckoning

The Daily Reckoning PRESENTS: It is an old wisdom that the scale of the boom excesses essentially determines the severity of the following process of economic and financial readjustment. But what will the coming correction hold for the U.S. economy after the fall of the housing market? Dr. Richebächer explores…
MONETARY ANARCHY

by Dr. Kurt Richebächer
The encouragement of mere consumption is no benefit to commerce because the difficulty lies in supplying the means, not in stimulating the desire for consumption; and production alone furnishes those means. Thus, it is the aim of good government to stimulate production, of bad government to encourage consumption.

- Jean-Baptiste Say, A Treatise on Political Economy, 1803
From discussing politics back to discussing economics. Just as before, though, it remains a dialogue among the deaf. The great majority of economists has its eyes stubbornly focused on apparently positive features for the U.S. economy, like the sharp fall in the oil price, abundantly available liquidity, tame inflation, low and falling interest rates and strong profits.
A minority of economists, in contrast, keeps just as stubbornly stressing that the economy’s famous gross imbalances and structural distortions and the associated debt explosion are inexorably undermining economic growth. In this view, the ongoing housing downturn will finally abort U.S. growth and drive the economy into recession, with major adverse spillover effects on consumer borrowing and spending.
Generally, however, optimism distinctly prevails about the U.S. economy. It is not the old buoyant optimism. Yet it is optimism in the sense that some true malaise, like a crash in the asset markets and a recession, let alone a deep and prolonged recession, are absolutely out of the question. Thanks to its superior dynamism and flexibility, the U.S. economy has time and again bounced back smartly from periodic downshifts, and so it will again.

http://mensnewsdaily.com/2006/12/18/monetary-...
Ha Ha

Santa Clara, CA

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#849
Dec 18, 2006
 
Real estate expected to flounder in 2007
Rachel Konrad
12/13/2006

Donald Anthony has slashed the price on his four-bedroom, two-bathroom house by almost $80,000 -- and added $40,000 worth of improvements, including a new kitchen and landscaping in the leafy yard.
He's used three different agents. He's listed the 1,800-square-foot home -- an immaculate ranch on a quiet cul-de-sac -- on for-sale-by-owner sites, in newspapers, on cable television and community site Craigslist. He or his agents have spent at least 50 idle afternoons hosting open-house events.
But the 74-year-old retired physicist cannot unload the house, now listed at $489,950 -- well below the price of comparable homes in the fast-growing region between San Francisco and Sacramento.
"The buyers have vanished," Anthony shrugged in front of new Shaker maple cabinets and never-used appliances. "If this doesn't sell post haste, I'm going to bite the bullet and pull it off the market."
If Anthony can't wait another year or more, he might as well rip out the for-sale sign now.
Although few experts predict that home values will fall dramatically in 2007, many economists say that prices won't improve for 12 to 18 months. And without the cushion of rising home equity -- which softened the blow of high oil prices last year and kept consumers buying big-ticket items at a rapid clip -- Americans may lose confidence in their finances, and the broader economy is likely to suffer.


http://www.financialexpress-bd.com/index3.asp...
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