Joint Credit Card Issue

My mom added me to her American XPress account when I left for college (1996). I used it sparingly for emergencies during school. After college, I met and married my wife and we established our own line of joint credit. My mother recently died (March) and our American XPress account was at $400. That was all debt that she accrued prior to her death. Here's the question: Am I responsible for this debt even though it is not from my spending? I am receiving calls from collectors now and I don't mind settling for such a small amount. However, I am really stubborn also and part of me feels that I shouldn't be responsible for another's debt. Any help/suggestions on this one would be appreciated.

Hey call this company they can tell you especially since its in collections... they now have access to it.. The same thing kind of happened to me when I was 16 I was in the hospital and the bill was in my name but my parents were the responsible party.. well when I got out of collge on my own and got a credit card they found me and started calling me to pay the hospital bill balance that was left and it had been in collections I guess for years... But they eventually wrote it off I guess, I know it didn't go on my credit but they were calling and harrasing me for the longest time... but here is Paige's number

(800)873-9906 ext.#3769 promo code 249511 and her name is
Paige.

I have no idea why that posted 3 times sorry..

Mike M wrote:

My mom added me to her American XPress account when I left for college (1996). I used it sparingly for emergencies during school. After college, I met and married my wife and we established our own line of joint credit. My mother recently died (March) and our American XPress account was at $400. That was all debt that she accrued prior to her death. Here's the question: Am I responsible for this debt even though it is not from my spending? I am receiving calls from collectors now and I don't mind settling for such a small amount. However, I am really stubborn also and part of me feels that I shouldn't be responsible for another's debt. Any help/suggestions on this one would be appreciated.

If your mother was the primary card holder then you should forward a cop of the death certificate to American Express. They will more than likely write it off.

Should have read this Business Credit Card info:

http://www.consumercreditcardscom.com/best-bu...