How cholesterol impacts your life insurance rates.

Any fully underwritten life insurance policy requires an exam and lab work. Along with everything else, one of the things checked, and one of the results most often out of the normal range, is cholesterol.

While it fluctuates from company to company, generally total cholesterol needs to be 220 or under to qualify for the best rate class. This, with some companies, can be as low as 205, or as high as 240.

The other result they watch closely is the ratio of total cholesterol to HDL (good cholesterol). Again, for the best rate class this is a ratio of 5 or less with most companies.

These are not superman numbers. Most people are within these guidelines.

Can they check if it is your “natural” numbers or you are on LIPITOR & Co.?
http://www.cholesterol.medgrip.com