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Try a simple solution for health care reform

Posted in the Health Forum

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psulionfan

Hamburg, NJ

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#21
Jul 10, 2009
 
You made a suggestion that makes a lot of sense. If the state would mandate that ALL carriers offer a bare bones plan, COMMNITY RATED, for anyone who wants it, costs would stabilize immediately.

One thing that you are not quite accurate about is that non-profits take anyone. They do not. In fact, they really aren't as "non-profit" as you think they are.
hmmm

Bangor, PA

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#22
Jul 10, 2009
 
all i know is that i am paying 10,000.00 a year for to young adults to have health care.. S U C K s and i work and paid into the system for the lazy to continue to be lazy

Joined: Feb 15, 2008

Comments: 2055

Spinnerstown, PA

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#23
Jul 10, 2009
 
reader2 wrote:
So I have to help pay for some intentionally obese drug addict who refuses to wear a motorcycle helmet?
Yes, and they'll have to pay for the religiously insane crackpots like Sarah Palin. That's how the system works; everyone pays, and everyone gets coverage.
reader2

Allentown, PA

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#24
Jul 10, 2009
 
walt wrote:
<quoted text>...
Just making a point. You get good care in countries outside the USA.
A FEW countries outside the USA.
tellitlikeitis

Hawley, PA

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#25
Jul 10, 2009
 
I'm one who does not have insurance. If I could, I probably would, but would no use it as it is such a racket. I worked for Blue Cross Blue Shield as a claims processor. We are being insuranced to death. We don't need to go to doctors as much as we do. It isn't necessary. Try turning to a healthier lifestyle. Try massage, try therapeutic grade essential oils, try chiropractic, try acupuncture. None of those harm you like modern medicine does. It actually boosts immunity. Do what it takes to remain healthy then you don't get sick. Why does everyone WANT to be sick? It is because of the attention they get because of our society being so callous and not caring enough about each other. One gets more mileage from being sick than from being well. Think about it!

“Cool Logic - Burning Passion”

Joined: Feb 28, 2007

Comments: 4326

Bethlehem

ISP: Bethlehem, PA

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#27
Jul 10, 2009
 
walt wrote:
The guy presented an idea.I give him credit for that.Unfortunately the conservative response is who will pay for it. I don't want to pay the lazy people who don't deserve to have the med care.According to the Congressional Budget Office health care will rise from 16% of GDP in 2007 to 25% in 2025 and 49% in 2082.Conservatives don't seem to be concerned with who will be able to afford coverage in the not too distant future.
ZZZZZZZZZZZZZZZ. Walt, Who WILL pay for it? You did not answer the question you circle jerked around it.

Joined: Feb 15, 2008

Comments: 2055

Spinnerstown, PA

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#28
Jul 10, 2009
 
Dope Meets Pope wrote:
<quoted text>
I don't think Sarah Palin needs anyone to pay for her coverage. This is America. Capitalism rules here. You want something bad enough, you work for it and you buy it.
Nobody wants Chemotherapy treatments, genius. Do you think YOU could afford the $250,000 price tag to save your life?

And if Capitalism rules please explain to me why the police, fire department and libraries are not-for profit industries.
whatever

Center Valley, PA

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#29
Jul 10, 2009
 
Stop giving illegals free health care and then there will be money to help offset the high cost of health insurance to US citizens. Cleanse the US of all the illegals and there will be more jobs, more everything for the citizens of this country.

Joe Legal vs. Jose Illegal

You have 2 families..."Joe Legal" and "Jose Illegal". Both families have 2 parents, 2 children.
"Joe Legal" works in construction, has a Social Security Number, and makes $25.00 per hour with payroll taxes deducted....."Jose Illegal" also works in construction, has "NO" Social Security Number, and gets paid $15.00 cash "under the table".
Joe Legal...$25.00 per hour x 40 hours $1000.00 per week,$52,000 per year
Now take 30% away for state & federal tax
Joe Legal now has $31,231.00
Jose Illegal.....$15.00 per hour x 40 hours $600.00 per week,$31,200.00
per year
Jose Illegal pays no taxes...
Jose Illegal now has $31,200.00
Joe Legal pays Medical and Dental Insurance with limited coverage
$1000.00 per month
$12,000.00 per year
Joe Legal now has $19,231.00
Jose Illegal has full Medical and Dental coverage through the state and local clinics at a cost of $0.00 per year
Jose Illegal still has $31,200.00
Joe Legal makes too much money is not eligible for Food Stamps or welfare
Joe Legal pays for food
$1,000.00 per month
$12,000.00 per year
Joe Legal now has $ 7,231.00
Jose Illegal has no documented income and is eligible for Food Stamps and Welfare
Jose Illegal still has $31,200.00
Joe Legal pays rent of
$1,000..00 per month
$12,000.00 per year
Joe Legal is now in the hole
minus (-)$4,769.00
Jose Illegal receives a $500 per month Federal rent subsidy
Jose Illegal pays rent
$500.00 per month
$6,000.00 per year
Jose Illegal still has $25,200.00
Joe Legal now works overtime on Saturdays or gets a part time job after work.
Jose Illegal has nights and weekends off to enjoy with his family.
Joe Legal's and Jose Illegal's children both attend the same school. Joe Legal pays for his children's lunches while Jose Illegal's children get a government sponsored lunch.
Jose Illegal's children have an after school ESL program. Joe Legal's children go home.
Joe Legal and Jose Illegal both enjoy the same Police and Fire Services, but Joe paid for them and Jose did not pay.
Don't vote/support any politician that supports illegal aliens...
Its PAST time to take a stand for America and Americans!
Sam

Center Valley, PA

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#30
Jul 10, 2009
 
tellitlikeitis wrote:
I'm one who does not have insurance. If I could, I probably would, but would no use it as it is such a racket. I worked for Blue Cross Blue Shield as a claims processor. We are being insuranced to death. We don't need to go to doctors as much as we do. It isn't necessary. Try turning to a healthier lifestyle. Try massage, try therapeutic grade essential oils, try chiropractic, try acupuncture. None of those harm you like modern medicine does. It actually boosts immunity. Do what it takes to remain healthy then you don't get sick. Why does everyone WANT to be sick? It is because of the attention they get because of our society being so callous and not caring enough about each other. One gets more mileage from being sick than from being well. Think about it!
I think you're under 30. When you get a bit older, you'll understand why what you just said about medical care is false.

I think what you see now is young, healthy people abusing the system, so you project that everywhere.

Finally, I think when you do get sick, you'll show up in the ER, get treated, and never pay the bill.

Now, here's where you just might get in big trouble. If you have a major medical problem, you'll end up on emergency medicaid. They'll toss you out of the hospital system perhaps just a bit too soon, with drugs which are older, cheaper, a bit less effective, then perhaps you get even sicker. Perhaps you'll die.

Still funny? Still think it is all just some big rip-off?

I can, and does, happen.
Sam

Center Valley, PA

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#31
Jul 10, 2009
 
@Whatever -- I heard from friends that in NYC the hospitals are literally overrun with illegal immigrants; ERs are constantly flooded, many do not speak any English.

I'm not quite 100% in agreement with your approaches, but, in spirit, I think you're right -- We do have to stop being a global drop-off point for anyone with a boat, tennis shoes, or enough money to pay smugglers.

BTW, did you know that countries like Australia and England charge MONEY to immigrate? What does the US charge? Zero.

Overall, we've been foolish to be so open to illegal immigration, and, in many cases, legal immigration, work visas, etc. Other countries do NOT have the equivalent programs. Time to stop it here.
Concerned Senior
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#34
Jul 11, 2009
 
More emphasis and resources should be targeted toward HEALTH EDUCATION and DISEASE PREVENTION to reduce the cost of HEALTH ..or more accurately..SICK care...

If we ate better, exercised moderately and embraced healthier lifestyles (including periodic check-ups with blood tests, urine tests and other simple ways to assess our problems BEFORE they become major, we could drastically reduce our need for expensive drugs, treatments and procedures to CORRECT these problems....AND we would all feel better...physically and financially!

Joined: Feb 15, 2008

Comments: 2055

Trumbauersville, PA

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#35
Jul 11, 2009
 
whatever wrote:
Stop giving illegals free health care and then there will be money to help offset the high cost of health insurance to US citizens.
Wow, that sounds great. It would make a terrific bumper sticker. Only one problem with it -- do you really want people who are infected with tuberculosis and diptheria wandering around in America untreated?

Joined: Feb 15, 2008

Comments: 2055

Trumbauersville, PA

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#36
Jul 11, 2009
 
Dope Meets Pope wrote:
<quoted text>
Actually, yes - I COULD afford $250,000 to save my life. But the $500 per month I pay in insurance premiums covers that possibility for me and my entire family. You see, I worked and I saved. I spent within my means and I did what was responsible. You liberals simply don't understand the concept of "personal responsibility". It really isn't too difficult if you try. Give it a shot. You might just grasp the concept after a little thought.
I happen to know an 8 year old leukemia patient. I'll pass on your little lecture about 'personal responsibility' and see what she thinks about it.
Old Man on the Hill

Texarkana, TX

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#39
Jul 11, 2009
 
Go to FireCongress.org This is where it all starts.

Joined: Feb 15, 2008

Comments: 2055

Coopersburg, PA

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#40
Jul 12, 2009
 
Dope Meets Pope wrote:
<quoted text>
We ALL know someone. Your 8 year old friend automatically is entitled to benefits under existing programs.
Yeah, emergency care in the ER. That's what she's entitled to. Remember when Bush listed that as a viable option for America's kids?

Okay, so what happens when little Suzy grows up? Let's say she gets a job at 18. There are 4 options here.
1. The job does not come with insurance so she has to buy her own. With a bout of cancer in her past, she'll never make enough to afford private insurance.

2. The company offers insurance but her 'pre-existing' condition means she won't be covered for much.

3. She gets medical insurance but develops cancer again. The insurance company will levy a $1 million dollar charge on the company as long as Suzy's on the payroll. Soon she'll be out of a job.
Dope Meets Pope wrote:
<quoted text>
Everything the government touches turns to crap. Look at the post office, the motor vehicle bureau and everything else that is better off privatized. More government control is not the answer.
Everything the government touches turns to crap?

Like the miliary? What a bunch of losers those guys are!

Like NASA? Geeks who never accomplish anything.

Like the fire department? Waste of money, obviously.

Like my local library? So what if they save me thousands every year in book costs.

Like the National Park System? Heck, just pave over Yellowstone and put a bunch of condos on it.

Like the Post Office? Last week I put a 42 cent stamp on a letter and they took it all the way to my sister-in-law in California for me.

Actually, I like the Post Office a lot. My mailman is super nice.

Joined: Feb 15, 2008

Comments: 2055

Allentown, PA

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#42
Jul 12, 2009
 
Dope Meets Pope wrote:
<quoted text>
When my kids were the equivalent of your "little Suzy" in age, my wife and I had (and paid for) what's known as a "family plan". Little Suzy's parents had the same choices we had. Whether they chose to exercise those choices isn't my concern nor is it my business. When we purchased our family plan, we didn't ask little Suzy's parents to pay part of our premium.
.
I'll pass your opinions on to Suzy. She's not worthy of care because her parents are poor (lost their jobs and, along with them, their health care). If mommy and daddy were rich, it would be worth treating her.

Elitist much?

By the way, that health insurance you think you have? Put in a claim for an expensive disease and you'll soon find yourself kicked off the rolls. Companies are very good at maximizing their profits and they don't care how many people they have to kill to do it.

66% of bankruptcies in America were directly related to medical costs. 75% of those people HAD health insurance.

Joined: Feb 15, 2008

Comments: 2055

Allentown, PA

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#44
Jul 13, 2009
 
Dope Meets Pope wrote:
<quoted text>
I would still rather pay for insurance of my choice than to get what Obama wants people to settle for.
And, under the Obama plan, you would have that option.

Joined: Feb 15, 2008

Comments: 2055

Spinnerstown, PA

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#46
Jul 15, 2009
 
Dope Meets Pope wrote:
<quoted text>
But the cost of my plan would rise if Obama gets his way. Not to mention the degradation of the quality of healthcare. I like things just the way they are. I see my doctor when I want, his waiting room is not overflowing with illegals or welfare sponges and the quality of care received by my family isn't diluted by him having to see deal with all the typical problems associated with an undesirable clientele.
Ah, yes, the Conservative Mantra. "I like things just the way they are."

You have insurance, good health and a doctor who is happy to see you.

The fact that 48 million of your fellow citizens are suffering? So what.

The fact that 20,000 people in this country die every year due to lack of health care? So what.

You have what you want and see no reason to share.

The capacity for selfishness and self-pity among priviledge white males is endless. Oh, and as a Republican, I'm sure you think you're much more patriotic than the rest of us.
USSA

Scranton, PA

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#48
Jul 15, 2009
 
Ah, yes, the Dumocrap Mantra.

"I don't like things just the way they are because as a lazy and dumb entitlement crazed liberal I do not posses the ability to make it on my own abilities."

You have no insurance because you are lazy, unmotivated and dumb in order to garner skills that an employer is actually willing to pay for.

The 48 million that are suffering can do it the same way that I did, on my own with hard work, perseverance, and dedication. Why don't these 48 million join the rest of society and contribute something for a change instead of incessantly taking from it.

The capacity for altruism is endless among dumocraps because knowing that someone else besides them will get stuck footing the bill makes them sleep very well at night.

Oh, and as a Dumocrap, I'm sure you think you're much more generous than conservatives when the research clearly supports the exact opposite.
Avis wrote:
<quoted text>
Ah, yes, the Conservative Mantra. "I like things just the way they are."
You have insurance, good health and a doctor who is happy to see you.
The fact that 48 million of your fellow citizens are suffering? So what.
The fact that 20,000 people in this country die every year due to lack of health care? So what.
You have what you want and see no reason to share.
The capacity for selfishness and self-pity among priviledge white males is endless. Oh, and as a Republican, I'm sure you think you're much more patriotic than the rest of us.
walt

Newnan, GA

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#49
Jul 28, 2009
 
reader2 wrote:
<quoted text>
A FEW countries outside the USA.
How do you know that it is only a few? I had a problem in one country and received good care.Can't say anything about other countries because I didn't need med care anywhere else. It ia amazing how so many Americans got to know so much about medical systems in other countries.
My only experience with med care outside of the USA was positive.Secondly,I have yet to talk to someone from other countries who express dissatisfaction with their med system.
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