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Millions still go without health insurance if law passes

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smith1

Houston, TX

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#62
Jun 20, 2012
 
Eleanor wrote:
<quoted text>
And drug costs in Canada are lower than what is charged for the exact same drugs in the USA.
Also in Britian, the gas tax pays for health, about four dollars a gallon tax. I beleive withou looking it up , gas is about seven dollars to ten dollars a gallon. It can easily be looked up.

“filthy, but genuinely arousing”

Since: Jan 09

Milwaukee

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#63
Jun 20, 2012
 

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smith1 wrote:
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Frankly i doubt him paying 2900.00 Per month. unless he has a faimily of about 20. and also he is in health care. unless he is a doctor, the pay is not that good, not good enough to pay 2900.00 per month . I have a few friends working in health care. They make good salaries, but not that good. and also they usualy have and insurance program associated with the hospital, etc.
I think you are making erroneous assumptions based on what you *think* you know about individual's financial situations. My boss has 4 children and pays around 1500$ monthly to ensure her husband and family. She also has a 7K deductible--not including copays etc. She's not making Eff You money. Between what I pay out of my paycheck and into my HSA for just me and my husband, I shell out around $1200 with a 5K deductible. If I were to chose a lower deductible plan, I would be paying around $2200 for two people for just my contribution to the plan. Also, we have a sliding scale of payment by salary. Individuals making over 75K pay more. 75K to support a family is simply not that much. I could easily see paying that much money depending on one's salary, dependents and care plan. Why does it mean so much to you to disprove someone who has nothing to gain by lying to you?

“filthy, but genuinely arousing”

Since: Jan 09

Milwaukee

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#64
Jun 20, 2012
 

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smith1 wrote:
<quoted text>
five or 15 years ago , a few people with a good job did get free insurance..
My insurance with company---the company paid part and i paid part.
and was supposed to be that way when i retired. After the third buy out and written promises of what they would pay. they backed out and i am paying for a medicare supplicant all the way. MY new company pays my medicare d and that is all. I have written proof of what they promised after the buy out. Wrote two Senators. they took info and studied this and they said they had no authority. Federal Senators and about 25 years ago the federal promised or ruled that they would continue to pay insurance after retirement. as soon as the government passed Medicare D, i started having trouble. every time they pass new laws, i have minor trouble with the supplement Insurance and the price started going up the passing of medicare d. My company insurance was paying for most of my medicine until then and they quit.The few people that i knew that had free insurance worked at very dangerous jobs.
I'm sorry, but I can't follow this story to your point. "5 or Fifteen Years ago" employers paid for everything? Which is it? It doesn't matter, because unless you were a government employee and/or part of a strong union, you are incorrect. Regarding your assumptions about benefits for life, a senator has nothing to do with what you thought you were promised by a company that no longer exists. A company being bought out really can't make promises as to the benefits of the new owner. Regarding your final point about dangerous jobs...huh? Was this 5, 15 or 25 years ago?
smith1

Houston, TX

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#65
Jun 20, 2012
 
Really Gloria wrote:
<quoted text> I think you are making erroneous assumptions based on what you *think* you know about individual's financial situations. My boss has 4 children and pays around 1500$ monthly to ensure her husband and family. She also has a 7K deductible--not including copays etc. She's not making Eff You money. Between what I pay out of my paycheck and into my HSA for just me and my husband, I shell out around $1200 with a 5K deductible. If I were to chose a lower deductible plan, I would be paying around $2200 for two people for just my contribution to the plan. Also, we have a sliding scale of payment by salary. Individuals making over 75K pay more. 75K to support a family is simply not that much. I could easily see paying that much money depending on one's salary, dependents and care plan. Why does it mean so much to you to disprove someone who has nothing to gain by lying to you?
I am not trying to disprove anyone. I never said that it was untrue. One of the reason why i doubt it: I pay #358.85 per month for medical suppliment for me and my wife. My new company pays for medicare d. At the age of 612 1/2 i was forced into retirement, drawing a small pension and drawing full salary until december of that year. at age 62 i enrolled in Social security. at age 65 i enroll in medicare. I worked day and night for 20 straight years to come up with all of this. On call 24 hours a day, for the last fifteen years. Now you see why i doubt it. I am not trying to make anyone out to be a liar, but i seemed to have hit a nerve with you. now you have a good nite.
smith1

Houston, TX

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#66
Jun 20, 2012
 
Really Gloria wrote:
<quoted text> I'm sorry, but I can't follow this story to your point. "5 or Fifteen Years ago" employers paid for everything? Which is it? It doesn't matter, because unless you were a government employee and/or part of a strong union, you are incorrect. Regarding your assumptions about benefits for life, a senator has nothing to do with what you thought you were promised by a company that no longer exists. A company being bought out really can't make promises as to the benefits of the new owner. Regarding your final point about dangerous jobs...huh? Was this 5, 15 or 25 years ago?
sorry you don't understand. it is not too clear. i am not to clear how long it , it was supposed to be .15 to 20 years ago . sorry about that. i am not sure. and yes around that time the federal goverment pass a ruling that the insurance had to carry over to retirement. the two senator had the authority to check it, but as you know, most are like obammy, out for themselves. I was not a government employee. My closest thing to a union was an association, which representated the workers. I did not have any free insurace. my company paid for about 1/2 and held the other half out of my check
as i said i knew a few people, before the govenmnt got into, that the company paid all their insurance and it was much better than i had, but most of their jobs was in a very dangerous work program. MY work was very dangerous too, but i did not get the free insurance. at the age of 79 I am on social security, medicare, medicare d and a aarp supplemnet for my wife and me at $358.85 per month with my company paying for medicare d.
smith1

Houston, TX

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#67
Jun 20, 2012
 
Ps. I have about 250.00 deductibele and nothing on Medicine. I pay about 20 percent co payment on rx.
Doubt it if you want. that is almost to the penny what i pay. medicare is approximately 98.00 per month held out of my social security check. Medicare and social security are the two best protrams that the govenment ever come up with.
smith1

Houston, TX

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#68
Jun 20, 2012
 
Ps; if i get time tomorrow i will look up the price of gas in England and the tax it is added to make it in the are of 10.00 that is an approximate figure. the tax in gas pays form medical insurnace. some time an operation or a cat scan is put off for 6 months in England and /Canada.
Now you people have a good nite.
Nancy

West Plains, MO

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#69
Jun 20, 2012
 
Memo From Turner wrote:
<quoted text>
Oh. I see now. You and your kids get their insurance for free through their employers. Nothing wrong with that, but it does seem to be a common thread among those who are anti-insurance hardliners.
It just boggles the mind that people who get a free ride have so much disdain for other people who pay thousands of dollars a month for their insurance.
No it's not free,the company pays part and we pay part about 50/50 so somewhat cheaper than yours I'm sure but not free either! As a kid though we never had insurance, we had seven kids in my family and if we needed health care, my dad paid for it, but then in those days parents didn't run their kids to the hospital emergency for every time they got a cut and bruise or cough either. They tended to things like that by themselves and amazingly we all survived through it too! Besides I don't beleive Obama's plan is going to be any cheaper, probably more cause someone has to cover those that still can't afford it. So either rates will go up or our taxes will be hiked to cover it, one way or the other it will cost all of us more money, you can bet on that. It has to be paid somehow!
billingrehab

Bryn Mawr, PA

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#71
Jun 21, 2012
 

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smith1 wrote:
<quoted text>
five or 15 years ago , a few people with a good job did get free insurance..
My insurance with company---the company paid part and i paid part.
and was supposed to be that way when i retired. After the third buy out and written promises of what they would pay. they backed out and i am paying for a medicare supplicant all the way. MY new company pays my medicare d and that is all. I have written proof of what they promised after the buy out. Wrote two Senators. they took info and studied this and they said they had no authority. Federal Senators and about 25 years ago the federal promised or ruled that they would continue to pay insurance after retirement. as soon as the government passed Medicare D, i started having trouble. every time they pass new laws, i have minor trouble with the supplement Insurance and the price started going up the passing of medicare d. My company insurance was paying for most of my medicine until then and they quit.The few people that i knew that had free insurance worked at very dangerous jobs.
Decades ago insurance WAS a cheaper way to incentivize employees to stay or work for a business. It was cheaper to give employees health care/insurance than it was to give them higher wages to buy health insurance on their own. The employee got actual benefits and the business saved money. Health Insurance along with alot of benefits decades ago were ment to make up for lower pay. Now they don't make up for squat because of cost. Even discounted plans or cobra suck you dry.
The health care AND health insurance industry exploited what was meant to be cheap side benefit into their primary lucrative form of income.
billingrehab

Bryn Mawr, PA

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#72
Jun 21, 2012
 

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I forgot to add many patients took the health insurance BENEFIT for granted assuming it was mandated. It was optional for all parties. Many patients/employees failed to realize their employer/business paid for the policy along with other out of pocket expenses/reimbursements. They assumed it was the employer paying the bills when in fact it was the insurance carrier.

Until the recent law health INSURANCE was/is an OPTIONAL benefit for the employer to offer, the employee use and the health care industry to accept as payment. Over the decades everyone became hooked or entitled. Everyone now assumes insurance is the only way to go.

Since: Aug 11

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#76
Jun 24, 2012
 

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chregr wrote:
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Oh jesus you are an idiot! Do you work in the healthcare industry? I do and I know for a fact that what you are saying is bullshit. The idiocy in this country is alarming.
you must be blind if you do work in healthcare. those who think we should pay for invaders to drop anchor is a shame. sick folks think we should be the worlds momma.

my wife and 2 sisters work in in hospitals you must work in the shed or at a free clinic for you buddies.

Since: Jun 09

walla walla

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#77
Jun 26, 2012
 
tomin cali wrote:
<quoted text>
you must be blind if you do work in healthcare. those who think we should pay for invaders to drop anchor is a shame. sick folks think we should be the worlds momma.
my wife and 2 sisters work in in hospitals you must work in the shed or at a free clinic for you buddies.
This is what smith1 said and why I think that person is an idiot: "medical treatment is free. they go to the er and do not pay the bill. easy, simple. free babies, that immediately become citizens of the US. free rx, almost free food. no income taxes, no medicare taxes, no ss taxes.2021 . the taxpayers are paying for them.2021"
First of all, maybe you should read everything before you comment you halfwit. Not once have I said that I think that free healthcare or any other free services should be provided for non-citizens. What I am saying is that medical treatment is not free. Dealing with the billing of non-insured patients which includes patients who are non-citizens I can tell you that just because a person is not a citizen does not mean they are not paying for their healthcare or that they are getting free healthcare. FREE BABIES!! Where can I get a free baby? Anyways, a baby born in the US is indeed a US citizen and those US citizens will be paying taxes when they are of age and have a job. Nobody gets free prescriptions unless you count the samples the doctors give out, and those usually get handed out to the elderly. So where this ‘almost free food’ come from and what does that even mean. How does one get this 'almost free food'? The taxpayers are paying for provided services like medicaid and foodstamps yes. Those are needed programs. I do think that in order to qualify for these programs you should have proof of citizenship and among other things drug tests for anyone on these programs. I still stand behind my statement I do think smith1 is an idiot and you are probably one as well since you have no idea how to form complete thoughts or sentences for that matter. As a matter of fact I am not blind and if I did work in a free clinic I would not be ashamed of that. You are about as pathedic as your friend smith1.

“Work hard at work worth doing.”

Since: Apr 11

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#78
Jun 30, 2012
 

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Memo From Turner wrote:
<quoted text>
So what exactly is your complaint? You are arguing both sides of a single issue.
First off the main point of the article is all of the people who can not afford individual insurance plans. This is no small matter. I pay $2900 a month for medical insurance for my family. I am sure you would have no problem peeling off an extra three grand a month for insurance, but for many people this is a problem. It is nice of you to have such disdain for those less fortunate than you.
Now where is this magical land where there is free medical care in emergency rooms? Really? Where is it?
Anybody who visits an emergency room receives a bill. Most pay the bill and some do not. What evidence do you have that undocumented people pay the bills at a lower rate than anybody else? The three main credit bureaus report just the opposite. Apparently undocumented people tend to pay their bills more frequently than other people. It seems to have something to do with not wanting to draw attention to themselves.
If you are so concerned about people who do not pay their bill, why in the world would you be opposed to letting these same people purchase insurance?
Medical insurance is a pool. Many people pay into the pool and if somebody gets sick the pool pays their bills. The more people in the pool the better for everybody.
Undocumented workers tend to be younger than the population as a whole. It is a good thing to have more young healthy people in the insurance pool. That lowers the costs for everybody. It is a bonus that undocumented people use seek medical attention at half the rate of the average American. They would in effect be subsidizing the rest of us.
By the way, you probably buy into the myth that people cross the border just to get this "free" healthcare. Considering that the Mexican Constitution guarantees free healthcare to everybody, it just makes no sense.
Refresh your memory, they put hosptials in the red. http://www.snopes.com/politics/immigration/pa...

“Work hard at work worth doing.”

Since: Apr 11

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#79
Jun 30, 2012
 

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In the maternity wards, when their babies are born here, Medicaid picks up the tab...meaning illegals don't pay, the taxpayers do.

Since: Apr 10

Las Vegas, NV

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#80
Jun 30, 2012
 

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"Those online exchanges, much like the tax credits, will require proof of citizenship."

They have citizenship, from the country they were born in. Yes, illegal aliens do get tax credits, they filed for 4.2 billion dollars worth of child tax credits.

What is it illegal aliens don't understand, they are not Americans.
pug

Berwyn, IL

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#81
Jun 30, 2012
 

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teddyr4me wrote:
<quoted text>Refresh your memory, they put hosptials in the red. http://www.snopes.com/politics/immigration/pa...
Illegals are experts at milking the system

“Work hard at work worth doing.”

Since: Apr 11

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#82
Jun 30, 2012
 
pug wrote:
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Illegals are experts at milking the system
True, but who schooled them????
pug

Berwyn, IL

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#83
Jun 30, 2012
 

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teddyr4me wrote:
<quoted text>True, but who schooled them????
You are correct, someone or some group had to have given them the knowledge.

The average tax paying, working class, citizen has no clue how to apply. Yet strangers to the country apply for and receive benefits with ease.
Dee Dee Dee

Emmaus, PA

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#84
Jun 30, 2012
 

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For those who work and pay for insurance nothing will change. We will still pay for those who do not want to work and pay for their insurance as well as government employees and elected officials only we will pay more through increased premiums and taxes. Of course we will also have to wait even longer for medical services and receive less because of the influx of newly “insured” who have stubbed their toes or have the sniffles. The problem with the “Affordable Healthcare Plan” is that nothing has been done, thanks to the insurance, healthcare and medical malpractice lawyers lobbies, to actually reduce the cost of healthcare and make it affordable. The cost of insurance for those who pay has increased even faster since the law was passed and companies that offer health insurance to their workers has declined. In typical Washington style the people responsible for causing the problems with our healthcare system are the same people who have written the laws and will profit from them. The Democrats who voted for the law have no clue what they voted for. They just rubber stamped what the lobbyists and their party leaders told them to. The United States will continue to have the most expensive medical system with the poorest quality of all developed nations while a handful of people make increasable profits from the misfortune and suffering of the others. Several years, millions of deaths and needless suffering and billions of dollars from now we will all know what they have done. Of course not one member of congress or his majesty Barack Hussein Obama will have to worry because their healthcare is guaranteed free for life.
Robert

Douglasville, GA

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#85
Jun 30, 2012
 

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Dee Dee Dee wrote:
For those who work and pay for insurance nothing will change. We will still pay for those who do not want to work and pay for their insurance as well as government employees and elected officials only we will pay more through increased premiums and taxes. Of course we will also have to wait even longer for medical services and receive less because of the influx of newly “insured” who have stubbed their toes or have the sniffles. The problem with the “Affordable Healthcare Plan” is that nothing has been done, thanks to the insurance, healthcare and medical malpractice lawyers lobbies, to actually reduce the cost of healthcare and make it affordable. The cost of insurance for those who pay has increased even faster since the law was passed and companies that offer health insurance to their workers has declined. In typical Washington style the people responsible for causing the problems with our healthcare system are the same people who have written the laws and will profit from them. The Democrats who voted for the law have no clue what they voted for. They just rubber stamped what the lobbyists and their party leaders told them to. The United States will continue to have the most expensive medical system with the poorest quality of all developed nations while a handful of people make increasable profits from the misfortune and suffering of the others. Several years, millions of deaths and needless suffering and billions of dollars from now we will all know what they have done. Of course not one member of congress or his majesty Barack Hussein Obama will have to worry because their healthcare is guaranteed free for life.
How can that be, Barrak Obama promised that he was not going to raise taxes on people making less than 250,000, he promised.

If you combine my pay with my wives pay together we don't make half of that so how can our taxes be going up? But they are. This Obmacare thing is one giant tax increase.

Now I hear my employer portion of my healthcare cost will be taxable income and it does not stop there, there are all kind of hidden taxes, taxes that the insurance companies and medical manufactures pay but which are passed on to me in higher premiums. This is nothing but a huge tax on everyone regardless of income unless you don't work and sponge off everyone else.

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