It is so sad that Rich Parisi & Kevin Kelly (chubbo) low class people stole money from young married couples and retired people who worked hard all their lives. Not only stole money from them but ruined peoples credit ratings. How did they get away from this! Kevin Kelly made the statement "they can't catch everybody!" Well he got caught just not prosecuted and put in jail. UNBELIEVABLE! I would NEVER EVER put my trust in anyone from NY! My heart goes out for the people he stole from! I am sooooooooooooooooooooooooooooo ooo sorry this happened to you! They will pay for this, unfortunately not soon enough!