uninsured motorist, message to State congressmen

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ustabearepug

Sapulpa, OK

#1 Jun 11, 2012
Last August my granddaughter was hit by an uninsured motorist, she was in intensive care for two weeks and almost died. She left the hospital crippled. The dangerous weapon was a car crossing back and forth across the road burning rubber and hit my granddaughter who had moved off the road but was hit head on. The driver was given a citation and went home; my granddaughter went to intensive care.
A woman I met on the uninsured motorist OK forum, husband was hit by an uninsured motorist, he died. Another young woman car was totaled by an uninsured illegal immigrant motorist in Sapulpa; he was given a citation and drove off still uninsured. She now has no car and he never appeared in court and there are many more similar cases.
My granddaughter’s medical bills are going to run over 50,000 dollars, she has a one year old child, the victims compensation act turned her down because the trooper that worked the accident didn’t arrest the guy for reckless driving, but for driving on the wrong side of the road. Not reckless driving?
The citizens of Oklahoma need legislation to protect us when we get in our cars and drive to the grocery store? When an uninsured motorist hits us and leaves us crippled and maimed for life or dead we want justice, we want laws with teeth that will send a message to those that cheat and drive without insurance so they will know that if they drive without insurance they will go to prison
If something isn’t done others will suffer the same agony that my granddaughter is going through with out compensation. Surely this would be a bipartisan bill. Many Oklahomans in this economy can not afford to self insure with uninsured motorist and Med Pay. We shouldn’t have to. We need a law when anyone gets behind the wheel of a vehicle without liability insurance they better think about the possibility of going to jail.

Thank you,

James Kelso
ustabearepug

Sapulpa, OK

#2 Jun 11, 2012
this is a message we need to send to our congressmen, I have , now it is your turn, to get laws changed and unforced we need voices, your's, let's talk about it and if you drive self insure with uninsured motorist and Med Pay, call your congressman, write him,
ustabearepug

Sapulpa, OK

#3 Jun 11, 2012
self insure because one half the drivers in this state are not
Blank

Wise, VA

#4 Jun 11, 2012
ustabearepug wrote:
self insure because one half the drivers in this state are not
Yep...but if you damn mandatory health isnurance, you CANNOT promote mandatory car insurance!!
ustabearepug

Sapulpa, OK

#5 Jun 12, 2012
oh but yes I can, and I am not damning health insurance, It is not against the law to not have health insurance, but it is against the law not to carry auto insurance, but it has no teeth, I'm promoting laws to put teeth into that law, if you are hit by one that has no insurance, no money and you are left crippled for life, that is a serious crime and must be enforced, no insurance, you will go to jail
ustabearepug

Tulsa, OK

#6 Jun 18, 2012
One half the people in the US have no insurance. I'll give you that have insurance some good advice, self insure with uninsured motorist and med pay, if you are injured with huge Dr bills your med pay will cover your med bills, then if you get a settlement your med bills will not take from your settlement
ustabearepug

Tulsa, OK

#7 Jun 18, 2012
contact your congressmen, change the existing laws, what do we pay them for,
ustabearepug

Tulsa, OK

#8 Jun 18, 2012
uninsured motorist and med pay are not that expensive, cover your ass
TAMARA

Edmond, OK

#9 Jun 18, 2012
Blank:

Auto insurance, all that is required is Liablity insurance. That covers the car and medical for who ever YOU hit. It does not cover your auto or you.

Health Insurance: Your health insurance does not cover anyone one but you. So If you donot health insurance then it is at your own risk. If you then walk off and leave your bill you are an ass!

You are required to have liablity insurance to get your auto tag. So by law if someone does not at least have liablity auto insurance then you are breaking the law. The penalty for not have it should be alot stricter. I say at the time of the accident and/or getting a ticket and you donot have liablity auto insurance your drivers license should be taken away right then and car impounded. If you have more than one issues for not having auto liablity then you should be hauled off to JAIL!
ustabearepug

Tulsa, OK

#10 Jun 18, 2012
Thank you Tamara, but we need more voices to participate, although I mailed all congressmen, if we could just get people to call, write their congressman, if we raise hell maybe we will get some help or else we can vote them out
TAMARA

Edmond, OK

#11 Jun 18, 2012
ustabearepug wrote:
Thank you Tamara, but we need more voices to participate, although I mailed all congressmen, if we could just get people to call, write their congressman, if we raise hell maybe we will get some help or else we can vote them out
I have already did that. I just donot understand why the government and the people donot get this! It always amazes me they look at auto insurance requirements the same as health insurance. I guess if someone really wanted to make a point is the injuried go after the one that caused the accident that had not bothered to get liability insurance. This people are not be forced to buy full coverage on their autos, Another thing if a person that doesnot have liablity auto insurance and is in an accident they should not be able to claim against someone that has carried auto insurance.
Mack

United States

#12 Jun 19, 2012
Sounds like a bunch of Insurance Adjusters on here. Compulsory Auto insurance should be ABOLISHED. I guess these people want to out law guns and build more prisons and create more Government Jobs. These Pro Insurance people sound like a bunch of Bleeding Hearts. The grandaughter with $50,000 in medical bills couldn't have been hurt very bad if thats all the medical bills she had. If you make payments on a car full coverage is required by the lien holder. Same with Mortgages on homes with loss payable to lien holders. All you Bledding Hearts need to insure yourselves. I owe you Nothing and I will NOT take care of you or protect you from yourself. You people are FOOLS. Grandpa....pay your own bills. Your grandaughter was at fault or her parents were at fault for allowing her to play in the streets. Get honest with YOURSELF first then never vote to re-elect a politician or re-hire a Government Worker to do a MAN'S Job.
John Billings

United States

#13 Jun 19, 2012
ustabearepug wrote:
Last August my granddaughter was hit by an uninsured motorist, she was in intensive care for two weeks and almost died. She left the hospital crippled. The dangerous weapon was a car crossing back and forth across the road burning rubber and hit my granddaughter who had moved off the road but was hit head on. The driver was given a citation and went home; my granddaughter went to intensive care.
A woman I met on the uninsured motorist OK forum, husband was hit by an uninsured motorist, he died. Another young woman car was totaled by an uninsured illegal immigrant motorist in Sapulpa; he was given a citation and drove off still uninsured. She now has no car and he never appeared in court and there are many more similar cases.
My granddaughter’s medical bills are going to run over 50,000 dollars, she has a one year old child, the victims compensation act turned her down because the trooper that worked the accident didn’t arrest the guy for reckless driving, but for driving on the wrong side of the road. Not reckless driving?
The citizens of Oklahoma need legislation to protect us when we get in our cars and drive to the grocery store? When an uninsured motorist hits us and leaves us crippled and maimed for life or dead we want justice, we want laws with teeth that will send a message to those that cheat and drive without insurance so they will know that if they drive without insurance they will go to prison
If something isn’t done others will suffer the same agony that my granddaughter is going through with out compensation. Surely this would be a bipartisan bill. Many Oklahomans in this economy can not afford to self insure with uninsured motorist and Med Pay. We shouldn’t have to. We need a law when anyone gets behind the wheel of a vehicle without liability insurance they better think about the possibility of going to jail.
Thank you,
James Kelso
You must be related to that Federal Dick Head ATF Agent Robert F. Kelso Jr. He is a stupid ass too.
TAMARA

Edmond, OK

#14 Jun 19, 2012
Mack wrote:
Sounds like a bunch of Insurance Adjusters on here. Compulsory Auto insurance should be ABOLISHED. I guess these people want to out law guns and build more prisons and create more Government Jobs. These Pro Insurance people sound like a bunch of Bleeding Hearts. The grandaughter with $50,000 in medical bills couldn't have been hurt very bad if thats all the medical bills she had. If you make payments on a car full coverage is required by the lien holder. Same with Mortgages on homes with loss payable to lien holders. All you Bledding Hearts need to insure yourselves. I owe you Nothing and I will NOT take care of you or protect you from yourself. You people are FOOLS. Grandpa....pay your own bills. Your grandaughter was at fault or her parents were at fault for allowing her to play in the streets. Get honest with YOURSELF first then never vote to re-elect a politician or re-hire a Government Worker to do a MAN'S Job.
If you have an accident and it is your fault and you hit me and cause property or bodily injuries and/or both you do owe me for damages you caused!
Mack

United States

#15 Jun 19, 2012
ustabearepug wrote:
self insure because one half the drivers in this state are not
We must ABOLISH Compulsory Auto Insurance. It is Unconstitutional the same as Implied Consent Laws on DUI cases which is a direct violation of the 5th Amendment to the U.S. Constitution as being compelled to testify against yourself. I will NOT carry Insurance to protect YOU ever.
TAMARA

Edmond, OK

#16 Jun 19, 2012
ustabearepug wrote:
self insure because one half the drivers in this state are not
If a person carries full coverage auto insurance then they more or less are. Only thing when ever a claim is put against you and your auto insurance whether it is your fault or not your premiums go up. I really donot care if a person carries full coverage auto insurance as long as they have liability insurance.
JPM

United States

#17 Jun 19, 2012
TAMARA wrote:
<quoted text>If you have an accident and it is your fault and you hit me and cause property or bodily injuries and/or both you do owe me for damages you caused!
You are absolutely right. SCREW Insurance laws. If it's my fault I pay. Your fault you pay. This is the way it always was until Democrats took over both houses and got on the Insurance pay rolls.
Mack

United States

#19 Jun 19, 2012
Tamara I will be happy to pay you for a fender if I cause you property damage and it is determined to be my fault. I don't need to be out $1,200 a year on insurance to protect your damn fender. Only responsible people carry the crap anyway like paying SOMEONE ELSE to protect your little fender. Your argument makes my stomach chern. How stupid can people get. Boo Hoo.. YOU need Obama in your back seat.
Rufus Williams

United States

#20 Jun 19, 2012
Somebody needs to tell those stupid politicians to kiss your ______s. I will nolonger be forced to buy Insurance. Stick it up their A_____.
TAMARA

Edmond, OK

#21 Jun 19, 2012
Mack wrote:
Tamara I will be happy to pay you for a fender if I cause you property damage and it is determined to be my fault. I don't need to be out $1,200 a year on insurance to protect your damn fender. Only responsible people carry the crap anyway like paying SOMEONE ELSE to protect your little fender. Your argument makes my stomach chern. How stupid can people get. Boo Hoo.. YOU need Obama in your back seat.
I want you to pay when you total my car. I want you to pay if you cause some one serious bodily damages. I want you to pay if you KILL someone. And you idiot what the HELL does Obama have to do with auto owners having to have LIABLITY Insurance. NOTHING. This was a law before Dear Old Obama was ever born! What are you 17?

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