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I understand basic economics and the brick and mortar banks are not cost effective in many cases. That said, I read on 7/28 that BOA had a 3 -5 year plan to reduce branches. This afternoon I was notified by mail that the branch in Albertson was closing in DEC. I only wish that your phone banking were so efficient - it sucks. I will take this opportunity to move my account to a bank that cares. Thanks for speedy decision.
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