After the Shaft. Hmm, a proposal to skewer us wee-little ones for good. Perhaps the mortgage banking lenders are NOT the best place to put one's money, renting instead of buying is appealing. With rising costs of maintaining accounts in a bank passed on to the consumer, certainly there are other places to 'keep' ones more liquid monies, other optional short term investments. And the proverbial shoebox.
Wealth shifting away from real estate, passing hands. Engineering social structures. Accomodating mistakes of the past. Make no mistake. We may be on the brink of home ownership decivilization.