Why Blacks Should Not Buy From Dobbs Fort @ Mt. Moriah!

I am a young African American woman who recently bought a used vehicle from Dobbs Ford @ Mt. Moriah.

I was told over the phone that they had a 2001 Used Ford Taurus for 7700.00. I told the guy what my credit score was and he said he could work with me and that I had 1000.00 to put down.

When I made it, he pulled my credit (and assured me he would only pull it once) and stated all was well. We went on the car lot to look at the car. However, he kept trying to get me to buy a car that was twice as much.

I turned him down and purchased the Taurus. I got a horrible interest rate and to make matters worse, the finance company nor the finance manager would not tell me how much each took in interest. I found out that the finance company will take their interest and leave a "window" where the dealership can charge "additional" interest for bringing them the business.

I could not believe it. The finance manager was James Woodbury. I got swindled to say the least. Also, my credit had 15 hits on it in less than 1 minute. He later explained that they made no money from people (mostly whites) who came in with checks from Credit Unions or Banks, so they had to swindle the poor to make ends meet.

Thankfully, the car was wrecked less than 3 weeks later and my insurance totalled it and paid it off. I will never purchase another car from Dobbs Ford @ Mt. Moriah again.

No Blacks Should.

What the hell does this have to do with you being black?

and this statement:
He later explained that they made no money from people (mostly whites) who came in with checks from Credit Unions or Banks, so they had to swindle the poor to make ends meet.

IS A COMPLETE LIE! some people are seriously FULL OF CRAP. this is rediculous.

they make plennnnnty of money off of whites; this is a huge dealership, if we didn't make money off of everyone, we would not make it. we aren't GIVING cars away to whites, you dipshit.

memphis wrote:

they make plennnnnty of money off of whites; this is a huge dealership, if we didn't make money off of everyone, we would not make it. we aren't GIVING cars away to whites, you dipshit.

sounds like someone works there?..... but to the point STOP PLAYING THE F ING RACE CARD, YOU HAVE SHOTTY CREDIT. And if you knew your ACE from a hole in the ground you would dispute your credit report dumbace!!!! I been there and had NO PROBLEM, although i am one of the whiteys that bring checks from credit unions.(maybe you should look in to that) it sounds like the guy told you that's the way to do it.

Hey respect the opinion,even if you don't agree. Not knowing all the details and knowing how the used auto market usually works, give it a grain of salt,sure, but respect the opinion. and who the hell are you people from out of state anyway!

lol i'm not from out of state, i don't know why it comes up ft lauderdale, so why don't you take your grin of salt with that? mabe i work at dobbs to btw!!

Wow, guess what, all car dealerships will
try to get you if they can. It's how they
Make money. If you had a decent credit
report or even a good working relation
with a bank or credit union, they would
have given you a loan to buy the car
without hassiling with the dealers
finance. You should be thanking them
anyway. Since you took a loan out and
paid it off it will improve your credit
score, so maybe nextime you get a better
rate. That is how credit works. And the
statement that they don't make money to
people who bring checks from credit unions and banks is semi truthfull.
Because these people have already gotten
Loans from the bank in full for the car
and they can haggle on the price and
get a better deal. By the way how did
you total out your car. If it was your
fault you should probably not be driving
anyway.

memphis wrote:

lol i'm not from out of state, i don't know why it comes up ft lauderdale, so why don't you take your grin of salt with that? mabe i work at dobbs to btw!!

LLouderOL! If you sell the way you spell;)No wonder I have not given Dobbs my business!!!!!!!!!!

I moved here a few years ago, I have witnessed one thing in Memphis that I have never seen anywhere else, a young woman driving with two mobile phones glued to her head and very involved in her conversations. Please don't let driving interfere with your phone business. Nope can't let the conversation lapse. Tell it to the people that are left in the car wreck caused by dodging the stupid fool in the car with the veryyyyyyyyyyyyyyy important phone call. Hey Tennesssee, when are you going to pass laws like other states to make these idiots wake up to the responsibilty of letting some of us get home alive? What box of cheerios do most you get your drivers license out of Memphis?

irish2 wrote:

<quoted text>LLouderOL! If you sell the way you spell;)No wonder I have not given Dobbs my business!!!!!!!!!!

HA! Wow there were a ton of typos, my bad!

Can't we all just get along?

Funny that this turned into a race thing.....I am a young African American woman who has been in Memphis most of my life. I can say that that race card needs to be put away because it is being played entirely too much.

You should have first ran really fast when you located someone actually trying to sell an 01 Ford Taurus in 06 for almost $8000.00!!! That's ridiculous. Then check various sources...banks, credit unions and the dealership for whatever financing loans and specials that they have. Pick the best....especially if you have bad credit you should shop around and not just take the first thing someone offers.

I recently purchased a brand new VW Passat and my bank and credit union offered me loans at 4.9%, but the dealership offered me a loan at 1.9%...so that credit union/ bank thing isn't always in your favor.

All I can say for sure is that BLACK PEOPLE need to wise up and do a little bit more research before yelling racism. It's DUMB to call this a race issue!

It boils down to this...blacks are using the racism excuse anywhere they can in hopes of getting SOMETHING FOR NOTHING!!

Maybe she did use the race and probably shouldnt have
but some of you are b!tching a little too much about it
I see plenty of whites that do things in a similiar way , and maybe , just maybe if some whites in the South were not so racist I would be inclined to agree with the points stated by you .

It seems some whites here are just using this posting as an excuse to spew their hatred towards blacks

Cicicly wrote:

I am a young African American woman who recently bought a used vehicle from Dobbs Ford @ Mt. Moriah.
I was told over the phone that they had a 2001 Used Ford Taurus for 7700.00. I told the guy what my credit score was and he said he could work with me and that I had 1000.00 to put down.
When I made it, he pulled my credit (and assured me he would only pull it once) and stated all was well. We went on the car lot to look at the car. However, he kept trying to get me to buy a car that was twice as much.
I turned him down and purchased the Taurus. I got a horrible interest rate and to make matters worse, the finance company nor the finance manager would not tell me how much each took in interest. I found out that the finance company will take their interest and leave a "window" where the dealership can charge "additional" interest for bringing them the business.
I could not believe it. The finance manager was James Woodbury. I got swindled to say the least. Also, my credit had 15 hits on it in less than 1 minute. He later explained that they made no money from people (mostly whites) who came in with checks from Credit Unions or Banks, so they had to swindle the poor to make ends meet.
Thankfully, the car was wrecked less than 3 weeks later and my insurance totalled it and paid it off. I will never purchase another car from Dobbs Ford @ Mt. Moriah again.
No Blacks Should.

==========

Another stellar example of "the race card". Check the economic statistics of Memphis. Who's at the low end? Check the crime statistics in Memphis. Who's at the high end? Stop whining and using the race card. Instead of making up something to complain about, face the real issues.

You have a point to make to her and I respect that
but get over it people , this is quite trivial
blacks play the race card and southeren whites are bigots , whos in the wrong?
both obviously

Not all play the race card and not all are bigots. I go with facts and statistics. Obviously, neither of those are wrong.

Cicicly wrote:

I am a young African American woman who recently bought a used vehicle from Dobbs Ford @ Mt. Moriah.
I was told over the phone that they had a 2001 Used Ford Taurus for 7700.00. I told the guy what my credit score was and he said he could work with me and that I had 1000.00 to put down.
When I made it, he pulled my credit (and assured me he would only pull it once) and stated all was well. We went on the car lot to look at the car. However, he kept trying to get me to buy a car that was twice as much.
I turned him down and purchased the Taurus. I got a horrible interest rate and to make matters worse, the finance company nor the finance manager would not tell me how much each took in interest. I found out that the finance company will take their interest and leave a "window" where the dealership can charge "additional" interest for bringing them the business.
I could not believe it. The finance manager was James Woodbury. I got swindled to say the least. Also, my credit had 15 hits on it in less than 1 minute. He later explained that they made no money from people (mostly whites) who came in with checks from Credit Unions or Banks, so they had to swindle the poor to make ends meet.
Thankfully, the car was wrecked less than 3 weeks later and my insurance totalled it and paid it off. I will never purchase another car from Dobbs Ford @ Mt. Moriah again.
No Blacks Should.

They do this to white people as well. It's about your credit not your color. Next time find your own financing first, then buy the car. You'll get a better deal on the car and a better interest rate.