Expert Financial Services Inc. is a SCAM

Gee, that name sounds very familiar. I wonder if that company was on TV with one of the scam alerts. Perhaps you could contact local Fox 2 or WDIV Channel 4 and inquire.

Also check these links if you have not already.

http://800notes.com/news/aVRsWTHY_ACUJAjKvsJf...

http://www.trustlink.org/ViewQuestion.aspx...

I was skeptical myself until I saw that they were registered with the federal government. With that being said, I did get my mortgage modified and my payments were reduced by 50% and I had $75,000 taken off my principle balance.

I myself have never done Business over the phone i was nervous but after speaking with the Professional Loan Consultant i felt it was a sign from "GOD" they made me feel very comfortable and gave me status on my modification almost every week i have then since referred my Brother and my modification has been completed it was a great "2500" Investment Thank you for all your HELP.

I also do know that the only way that I would not receive a refund is if I DID NOT supply the necessary documents in a timely manner. So, basically as long as I hand in my documents when they ask and do everything on my part I will be sailing smoothly.

nancy ferguson = Dummy..... Please people have common sense when shelling out Dinero.....!!!!

Mark Richards wrote:

I also do know that the only way that I would not receive a refund is if I DID NOT supply the necessary documents in a timely manner. So, basically as long as I hand in my documents when they ask and do everything on my part I will be sailing smoothly.

This is probably an employee not a customer lol

I a tthe beginning? how do you know he, ken scheffner is not a scamster> I do I check if this si a scam or not

I NEED to post a confirmation to below statements, and expose Expert Financial Services for what they truely are - A Scam!

.** Expert Financial Service is an absolute SCAM.** I am in the process of reporting them to multiple state Attorney Generals, and you should too; get them shut down. Please trust what you read here and save yourselves the absolute frustration of not only the LOST money; but your efforts, hope, stress and complete waste of time (months of elapsed time and potential other re-financing opportunities).
. The folks at Expert Financial have devised a deceptive scam operation and have to be stopped!(Rick White - Pres, owner (Derrick White), Lori Purpura (Bailey Purpura), Tierra McCall, Malia Stone,
--Miles, Kyle, Jake (new cstomer 'victim' solicitors).
. They will employ many tricks to keep you hanging on to their false promises. Including people (names) turnover; ON a leave of absence, on medical leave, fired, left for family reasons, etc.. Your Loan Modification is in various stages of review, waiting for a final from the bank, Their fax machine is down, had a power failure for 2 days. As well as pooring on the unethical faked-sincere personal comments; such as -'I would never lie, or deceive you'; 'This is not a scam and I just need more time, since I really want to deliver results for you', etc, etc..
. Do not believe any contradictory statements you may read regarding this! They have most likely been posted by E.F. staff - Look at the souce location of the posting person.
. They continue to play games and will take advantage of hopeful honest folks despertely dealing with financial concerns. They are street smart and WILL TAKE ADVANTAGE OF THIS!!
. HELP SHUT THEM DOWN.

nancy ferguson wrote:

Rick White, president of Expert Financial Services inc at 34020 7 Mile Dr, Ste 100 in Livonia is a SCAM artist and has stolen $2000.00 from me. He and his company offered a loan modification based on the Obama program, but required a $2000.00 fee upfront that would go into escrow and be part of the loan modification. After a lot of unkept promises and several non returned calls, I requested a refund, as promised if the loan could not be processed. I was told by phone from Rick White that the refund would be processed within 4 business days. That was a month ago. He said he still had my credit card info on file. Today he said he wanted the phone number of my credit card company so that he could affect the refund. Who is he kidding? Then he asked for my number so he could call me back to let me know when the refund would be credited. I've left my phone number at least 20 times on his voicemail, but never got a return call.
His business practices are questionalbe, at best and I'm guessing criminal. Would love to know if somebody else has had a similar experience.
Since I am in Florida, I am not able to picket in front of his building, but these practices need to stop.

Expert Financial Services Inc. 34020 Seven Mile rd Livonia Mi 1-800-557-5144. Is a 100% SCAM. The company is not listed with the government and has changed its name two times in the past year. Kyle,Rick,Miles,Lyndsey,And Tina which when you call the names are all on a Leave of Ansence this man is a TOTAL Scam. You will never get your Loan modified and LOOSE your home. The gurantees mean nothing. I have been working on a Modification Since February and my home just got Auctioned off Dealing with them and there lies. i hopethe same happens to this man. He Preys on people who are in desperate need of help. I am starting a Class Action Lawsuit on this company. REPORT him to the Attorney General like many others have and join on on this Class Action. I have been begging for my refund and he keeps telling me he has sent it. The Receptionist transfers me to his voicemail that is full. Dont get SCAMMED Like i have.

Mark Richards wrote:

I was skeptical myself until I saw that they were registered with the federal government. With that being said, I did get my mortgage modified and my payments were reduced by 50% and I had $75,000 taken off my principle balance.

Have you noticed that all the "good" comments are from "people" from Lavonia Michigan??? Lavonia Michigan is where this scam company is in operation!!! They are not satisfied customers, they are scammers doing what they do best... lying!!!

These people called me last week. Steve Boyce who barely had command of the English language lost me immediately. It's interesting that the only people that have something positive to say about this company are from Livonia. All of their comments seem scripted.

I worked there...my name is not mentioned above at all . I was on top of all my files and kept up with my people. He has not paid me my last check and he said he was not going to pay me because I threatened to go to the state for it.
He will never pay anyone their money back. Lori and I have gave him the files that require refunds. We did everything we could , he is not refunding anyone. The problem is that he took files that should of never been taken. He told the sales people to get everything and when Lori and I got the files , we could open it up and see that it was not going to work for a loan modification.
I would advise all of you to call the Livonia police dept. There is already an on going investigation. I am calling myself with information that I have.

I called Livonia PD. There is no reports on Expert Financial. The Sergeant I spoke to has said no one has called or written to them about this being a scam. Is there a case file number from the Lavonia PD to reference?

it's livonia...dumbazz

I called to sign up this week after seeing a tv ad. I talked to Steve Boyce, who seemed very helpful, but he kept referring to "loan processors" and "attorneys" every time I asked him exactly how the system worked. He asked me my income and expenses every mth, told me he would call back in 10 mins after "stepping into the on-site attorney's office to see if I qualify". Supposedly I DO qualify, for a $452/mth payment,(currently it's $836). That sounded a little too good to be true, but foolishly I gave him my account # anyway, and about an hour later a company called Altcharge called to confirm the payment of $2k. I said yes, then immediately after I hung up the phone I had a bad gut feeling. I got online and did some investigating, found out they have a big fat F with the BBB, found this site and another site with numerous complaints about them and people saying they never got their $ back, and never got their loans modified either. I panicked and tried calling Altcharge to cancel, but no answer. I tried calling my bank to do a stop payment, but they said that would take 3-5 business days and a $32 fee. On Altcharge's phone mssg, it had their email addrss listed, so I emailed them straight away and requested a cancellation of the transaction. Someone from Altcharge called me the next day at about 4 pm telling me it was cancelled before they processed it. Thank God! Steve Boyce called me that evening to ask why I changed my mind and I told him about all the numerous complaints, the F with the BBB, etc, and his response was "Those people with complaints that they didn't get their refund didn't supply us with the required documents in time, and we are not members of the BBB." I wanted to laugh out loud! Seriously? I refrained from going into a rant that the BBB is a LEGIT system that exists to protect consumers, whether a business is a "member" or not. It does not prevent people from filing complaints against non-members. I'm just counting my blessings that I got out while I could. Thanks for all your comments, and I hope those of you who got robbed can get your $ back somehow.

I'm a columnist with The Kansas City Star and am working on a piece about Expert Financial Services' treatment of a couple in my area. They allege that they are losing their house because they followed EFS's advice and did not make payments to their bank while waiting for their loan to be modificed. They made a $2,000 upfront payment and got nothing for it. Anyone with information or who has a story to tell, send me an email at mhendricks@kcstar.com
Your name will be kept in confidence, unless you are fine with having it printed.

I am a relative of the couple in Kansas City who are losing their house due to EFS's adivce. I have done research on this company and have found that no one has been helped by them. The company is a definite scam! I urge any of you whom these people contact to hang up immediatley! These people need to be stopped before more people fall into their trap and send them money for nothing. They are taking the money and do nothing to help the foreclosure of your home. The problem is once they get a bad name under one company name they change and start scamming people under another company name. Rick White is a scam artist! Please anyone who has fallen under this scam get the word out to others, it may be too late to help you but it will help others from falling into his trap! He is becoming rich off of your money and others! He must be stopped!!!!!!!!

I would like to confirm the stories about Rick White and his BS operation. This guy tells you anything to get your 2000 then you can't get ahold of him any more. It's a total scam. I called and spoke to an employee who informed me he is moving too and was informed he has taken $175,000 in cash from consumers and bought a house CASH!!! You don't have to look hard to find someone that was scammed by him.

READ MORE ABOUT RICK WHITE

http://www.kansascity.com/2010/09/17/2231978/...