After reading the Full story:
So does that mean the only time the "under insured" part of your insurance policy is useful is if YOU are the one under insured??

Kind of reminds me of the issues with property taxes right now. You know - where we pay up to 3% More every year, I didn't know that meant even if my property was worth Nothing this year.

Wonder if studying the English language harder in High School would have made a difference in how I interpret things???
Nah - someone would always be able to
out smart me for a buck.