Review: Countrywide Debt Solutions Inc

Tanja Mattfeldt, must be at a lost for words, as the language used above shows why she must have had problems with everyone. The sysem as it worked for me got me out of $125,000.00 debt on 20 cents on the dollar in payments with BOA and Chase. Therefore, i disagree, www.cwdsi.com is indeed a lifesavor and now i enjoy my financial sitution, it did take 36 months as they said, but it was worth waiting for.

Tanja Mattfeldt wrote:

This company is the biggest scam ever, they take your money and that is all they are after. They will ask you to write a void check and sign paperwork requesting they have access to your account so they can get consolidation going for you. Yeah well that's not the case at all, they will take money out of your acct in my case it was close 250.00 and then tell you that all your loans have to go into default in order for them to take over payments. UUUUHHHH DUUUUHHHH I might as well file bankruptcy you dumb fucks. Oh and they don't give refunds, they claim to be a multi billion dollar company but can't refund 250.00 to someone that they just completely screwed over? And they only have one woman answering the phone and supposedly they have a processing dept, yet nbody is ever available to come to the phone and if you ask for a supervisor you talk to the same asshole all the time. So yeah if you want to just throw away your money give these basstards a call otherwise stay as far away ass possible. In my case i have sought legal action against them for taking out money without having rendered any services, causing economic hardship and late payment, due to them haven taken out money that was not authorized. I hope I get to meet one of these assholes at some point.

i think tanya is just blowing hot air. i work for these same so called "asholes" and have experienced first hand nothing but positive feedback from lients. But as the old saying goes "you simply cant please everyone and some are just impossible to please" remember tanya, the only thing promised in life is death, im sure that you did something or dealt woth someone in a manner that made it impossible to help you.

I don't think she is full fo it. I know CWDSI and I am certian that these guys over there are scam artist. I am sure that every post to the contrary of Tanya are CWDSI employees. Alice McCarther is one of the employee using a different name as they never use their real names over there. Ask them for there FL Driver License Number so you can check if the person you are speaking to is they say they are. BE VERY CAREFULL WHEN YOU GET A CALL FROM CWDSI.

this company has contacted me and wants to withdraw from my checking account...are they registered with the better business bureau?

I handle commercial debt negotiations and have for over 35 years. I handle credit cards on occasion and charge 25% of the amount saved. My fees are due when I have written acceptance from the creditor. Charging consumers huge fees up front is ridiculous and most of the time is necessary only to satisfy the greed of the organization demanding it. There are very few honest consumer debt negotiation firms. I suggest consumers be very careful and do extensive research before getting involved. There are a few attorneys involved in consumer debt negotiations and they are held to a much higher standard of conduct and charge reasonable fees.

Alice McCarther wrote:

Tanja Mattfeldt, must be at a lost for words, as the language used above shows why she must have had problems with everyone. The sysem as it worked for me got me out of $125,000.00 debt on 20 cents on the dollar in payments with BOA and Chase. Therefore, i disagree, www.cwdsi.com is indeed a lifesavor and now i enjoy my financial sitution, it did take 36 months as they said, but it was worth waiting for.

Dear Alice--I too have about 135K, incl about 55K for my business, all on credit cards. But, like most people, I am having difficulties. I keep getting calls from Countrywide and really would like to know if they did you right. I am current now, but am barely holding on. I am not going to go into foreclosure and their pitch sounds ever increasingly good at this point. I need some credit to operate my business but I hear BOA requires the closure of all accounts if they are going to settle. Is this true? Please advise.

the exact same thing that happened to Tanja happened to me as well, so I agree 100% with her.

Dear Alice and Chris, who seem to be using fake names for this company, you tell me that I am full of hot air. If that is the case then why has the military put you on their black list, military members are not allowed to use your company any longer due to many scam reports and unauthorized withdrawels. Go ahead and keep telling yourselfs that you are helping other ppl, I know the truth and I am glad I found out earlier then later.

Dear Tanja ... BTW, this my "real" name. How could it be otherwise? I understand your reasons for "venting" about what you perceive as an abuse. But in all honesty, your credibility is questionable when you use profanity to make your case.

What you should do is provide some substantial proof, such as bank statements etc. And, don't forget the legal documents you may have signed with Countrywide Debt Solutions that represent the other side of the story.

While I am not privy to the facts of this case and I am NOT an employee of Countrywide Debt Solutions, I do know that substantial effort and work is applied to the debt settlement process the minute a client is enrolled in a DMP (Debt Management Program).

This work is extended by the Debt Settlement company, in this Countrywide Debt Solutions, Inc on your behalf and is independent of whether you continue on the program or not. Therefore, the fees to the company are correctly and rightfully taken out up-front should the client at some point default on their secure payments.

It is a reasonable expectation on the part of the debt settlement company for the client to default in which case, the settlement reached becomes null and void. In your case, you obviously expected immediate settlement after your first payment. You do see the impossibility of this, do you not?

If you had stuck with the program, your debt would have been settled, your collection calls would have stopped and you would be debt free at the end. But instead, you chose to vent and complain on this forum.

Be sure of your facts before you accuse someone of fraud. The people who work at debt settlement companies, such as Countrywide Debt Solutions, Inc. are hard working individuals doing their jobs honestly and legally.

Me thinks you complain too much. Take care of your affairs. I am sure if you contact Countrywide Debt Solutions again (http://www.cwdsi.com ), they would be glad to reinstate your debt settlement program and put you back on the road to becoming debt free.

TRUTH BE TOLD wrote:

I don't think she is full fo it. I know CWDSI and I am certian that these guys over there are scam artist. I am sure that every post to the contrary of Tanya are CWDSI employees. Alice McCarther is one of the employee using a different name as they never use their real names over there. Ask them for there FL Driver License Number so you can check if the person you are speaking to is they say they are. BE VERY CAREFULL WHEN YOU GET A CALL FROM CWDSI.

Whether Alice is or is not an employee, or using her right name or not is irrelevant to the issue. The point is that, like Tanya herself, who started this thread, you obviously do not know the facts, and therefore do not really know the truth.

Remember, there are two sides to every story, maybe more, but only one truth. You don't know it any more than I do. But, please don't make reckless, unfounded accusations until you hear the whole story.

As I told Tanja, if you have a beef with CWDSI, call them or contact them through thier website (http://www.cwdsi.com ) and get the facts.

Next time use your real name.

I am looking for some answers for my mother whom has sign up with CSDSI and now her debtors are calling her????

Dearest Josh, I'm not a competitor hahaha no I am the wife of someone that dealt with your scamming company. And Larry do you really think I would provide anyone on here with my bank statements? And how is an employees correct name irrelevant? Sure I love doing business with people that can't even use their real name. I don't have creditors calling here by the way it was just something simple to combine our debt into one paymentwhich was stupid on our part to go with such a shady and unreputable company in the first place. Our Bank has now taken care of that for us, and just to let all of you are countrywide know Legal action has been taken towards you and we are in the process of collecting information on you, your employees, and customers in order to build a strong and surely winning case against you. So go ahead and keep on trying to defend yourself and keep on bashing your victims it just shows what a great professional company you are running. And people please do get these scammers confused with the "Countrywide Financial/Home Loans". Josh you sure were a hard person to get a hold of all those times because you were always so busy and had the wingnut secretary take your calls and relay msgs. but you found the time to respond to this discussion board? AMAZING!!!

Mike Scott(regional manager) was extremely helpful and courteous. I ended up being debt free in a little over two years while saving thousands of dollars. I am very satisfied with their service and I have refered many of my friends as well.

Sincerely,

Linda

Countrywide keeps calling my elderly mother, they keep pushing her to work with them. I just found out today and I do not appreciate thier strong arm approach on senior citizens. My mom was upset and feels like she is being harrassed. I wish they would let me call their mother every day and torment her. I have asked my mom to give them my number so I can talk to them. I do not appreciate them harrassing my mother after she has repeatedly told them not to call her.

I first received an unidentified call from them giving me information about debt solutions. Today they talked to me and told me I could be out of debt in 54 months. Reading everyone's thread I have to say that looks very confusing since all you talk about is the confidence of trusting that firm. I guess that just to be careful, I won't accept their offer.

I have consulted with them. I am currently involved with a debt settlement company. It's too early to tell how it will work out. The reason I am considering CWDS is that they work with Credit Unions which the other firm does not. I was told that credit unions won't negotiate payoff balances and CWDS said they could. I guess my only question is; can they? I think that debt settlement is a pretty good option, considering the other choices. Even debt consolidation companies take money out of your bank account to settle and you still have to pay the whole amount owed.

What ever you do, this company is a scam, and especially Elisa, he is very disrespectful to any one that tries to talk to him, they have scamed me out of $500.00, He claims they never got a fax stating I had cancelled my options to go with his company, and this was the day after I gave him some information about my debts, He had informed that I would get a welcome pack from his company with in 7 to 14 day. The day after talking to him I decided to cancel my contract and I called the office service desk and she informed me to just send a fax stating that I wish to cancel my contract. After I sent the fax cancelling the contract, I never heard from his company or even got any welcome package for the entire month of August, therefor I thought the contact was over with, but then in Sept Elisa had a debit on my bank account for $500.00. I will be taking this matter further, one with the Better Business Bureau and my lawyer will be going to our State representative and will be checking with the Fla. representative to see what can be done with this company and the personnel involved. Please do not use this company unless you want to be scamed out of your money. He claims to have been representing me for one month, when I asked him what the had done for me, he could not answer but was very rude, and informed that I would not get any refund. I feel the company should reimburse me the $500.00 with in 7 to 14 days, or action will be taken against the company and Elisa D. I hope the right person will read my report and do something soon.

Mrs. Patricia Pate