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Usis/dac is still at it. Poor Truckers.

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“Life is just a Moment, njoy it”

Since: Jan 07

Joliet , Illinois

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#1
Feb 29, 2008
 
www.ripoffreport/news/report

“Life is just a Moment, njoy it”

Since: Jan 07

Joliet , Illinois

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#2
Feb 29, 2008
 

“Trucking Is Not A Job-Its Life”

Since: Jun 07

Richmond / Colonial Heights,VA

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#3
Mar 1, 2008
 
It is nothing new they can only go by what your past employers tell them. so instead of sueing DAC/USIS maybe they should try sueing the company they left, either way it is a wasted law suit.

“Life is just a Moment, njoy it”

Since: Jan 07

Joliet , Illinois

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#4
Mar 1, 2008
 
Long Haul Driver wrote:
It is nothing new they can only go by what your past employers tell them. so instead of sueing DAC/USIS maybe they should try sueing the company they left, either way it is a wasted law suit.
you're right most lawyers won't even take the case.....Alot of Lawyers now represent the companies.

OOIDA is a joke too; alot of companies have memberships with OOIDA they get the Land Line Magazine so OOIDA can't sue them.
I guess we could all write our 'Congressman' if we
voted.

“Trucking Is Not A Job-Its Life”

Since: Jun 07

Richmond / Colonial Heights,VA

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#5
Mar 1, 2008
 
The problem is DAC/USIS answers to noone. if there was a higher athority you could appeal to, things would be diffrent.

“Life is just a Moment, njoy it”

Since: Jan 07

Joliet , Illinois

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#6
Mar 1, 2008
 
Long Haul Driver wrote:
The problem is DAC/USIS answers to noone. if there was a higher athority you could appeal to, things would be diffrent.
Drivers should always write a 'Rebuttal' and they have to post the rebuttal with the complaint the company wrote against you!!

If drivers don't rebutt what was said, that's taken as it's true and you agree with what's there.

“Trucking Is Not A Job-Its Life”

Since: Jun 07

Richmond / Colonial Heights,VA

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#7
Mar 1, 2008
 

Judged:

1

1

By DAC/USIS rules you can challange what a company puts on your report. if you do challange it, they then send a copy of your challange to the company. at that point the company has 30 to respond or if the company cannot substantiate the claim then DAC/USIS rules state they have to remove the claim from your records.
so yes it is important to challange anything a company puts in your records.
chazz

Austin, TX

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#8
Mar 3, 2008
 
SCREW ALL THE $HIT STAINS IT TIME FOR ACTION...

CIRCLE THE WAGONS BOYS AND GIRLS....

DO IT OR LOSE IT..........ITS YOUR CHOICE
Sign up for Top Picks deals email

“Life is just a Moment, njoy it”

Since: Jan 07

Joliet , Illinois

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#9
Mar 3, 2008
 
chazz wrote:
SCREW ALL THE $HIT STAINS IT TIME FOR ACTION...
CIRCLE THE WAGONS BOYS AND GIRLS....
DO IT OR LOSE IT..........ITS YOUR CHOICE
Never happen, people are to afraid of their slave master.
cameron

Pineville, NC

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#10
Apr 21, 2008
 

Judged:

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TANGLEFOOT wrote:
<quoted text>Drivers should always write a 'Rebuttal' and they have to post the rebuttal with the complaint the company wrote against you!!
If drivers don't rebutt what was said, that's taken as it's true and you agree with what's there.
actually let me let you on to a little secret.You can sue your company and let me explain how.First off go to your local court where you live and file a slander lawsuit in small claims court, It will cost you no more than 30 depending on the state you live .As you all know usis is governed by the same people who govern the regulations of credit bureaus, experian Equifax and transunion. what you do is write a letter to the attorney general in the city of the company you worked for and file a complaint and mention the slander and by law the attorney general has to investigate it,Second, back to the small claims suit,When you get your court date and you have sent notice to the company you are going to sue ,no matter where you live the company is required to show up and due to cost 9 out of 10 times they won't and this will result in a default and the company will be required to remove what they said about you and you may gain some damages.I really get tired of the garbage out here being spread that you need an attorney! No you don't ! I fix credit reports in my spare time and one of the misconceptions there is that you need a expert to fix your credit report which is untrue!The regulations specifically state that anything put on your dac report or credit report must be 100% accurate or it must be removed meaning if a company says you quit under a load theirs technically no way to prove this and it will have to be removed because a trucking company will not spend 750$ to even investigate this but this is stuff that most drivers don't knw!I went from having 2 bankruptcies and a repo and 25 collections years ago on my credit report to having a 775 crdit score because i made the credit laws work in my favor.On a simple collection thru a credit bureau for it to legally stick on your credit report for instance is from the moment you dispute it thru the credit companies the bureau must investigate if it's accurate which they don't unless you know your stuff and make them but in the legal scheme of things the creditor who you owe must show proof of the debt etc which most never have and the same thing works for trucking companies as many of the false amd misleading things they say can never be 100% proved.I don't charge anything i just want to let every trucker out there know that dac isn't so big and bad when you know what their regulations are and how you can beat them.If anyone needs assistance with how to go about getting a company to remove negative stuff ,give me a shout via email at cameron_shelton@comcast.net

“Life is just a Moment, njoy it”

Since: Jan 07

Joliet , Illinois

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#11
May 5, 2008
 
cameron wrote:
<quoted text>actually let me let you on to a little secret.You can sue your company and let me explain how.First off go to your local court where you live and file a slander lawsuit in small claims court, It will cost you no more than 30 depending on the state you live .As you all know usis is governed by the same people who govern the regulations of credit bureaus, experian Equifax and transunion. what you do is write a letter to the attorney general in the city of the company you worked for and file a complaint and mention the slander and by law the attorney general has to investigate it,Second, back to the small claims suit,When you get your court date and you have sent notice to the company you are going to sue ,no matter where you live the company is required to show up and due to cost 9 out of 10 times they won't and this will result in a default and the company will be required to remove what they said about you and you may gain some damages.I really get tired of the garbage out here being spread that you need an attorney! No you don't ! I fix credit reports in my spare time and one of the misconceptions there is that you need a expert to fix your credit report which is untrue!The regulations specifically state that anything put on your dac report or credit report must be 100% accurate or it must be removed meaning if a company says you quit under a load theirs technically no way to prove this and it will have to be removed because a trucking company will not spend 750$ to even investigate this but this is stuff that most drivers don't knw!I went from having 2 bankruptcies and a repo and 25 collections years ago on my credit report to having a 775 crdit score because i made the credit laws work in my favor.On a simple collection thru a credit bureau for it to legally stick on your credit report for instance is from the moment you dispute it thru the credit companies the bureau must investigate if it's accurate which they don't unless you know your stuff and make them but in the legal scheme of things the creditor who you owe must show proof of the debt etc which most never have and the same thing works for trucking companies as many of the false amd misleading things they say can never be 100% proved.I don't charge anything i just want to let every trucker out there know that dac isn't so big and bad when you know what their regulations are and how you can beat them.If anyone needs assistance with how to go about getting a company to remove negative stuff ,give me a shout via email at cameron_shelton@comcast.net
Good Comments Cameron. 1 question though, the companies are willing to spend some money because they pay dac for the account which I hear is Mandated by HLS.
(homeland security). Also most drivers work out of state where they live which can get hectic when dealing with different LAWS and Jurisdictions.
laya

Charlton, MA

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#12
May 11, 2008
 
I am trying to fight a former employer now over a dac situation unfortanatly they are the only ones willing to take me to work at this point so am going to have to work for them at the same time I am takeing them to court. I dont know if that is a good thing or a bad thing but I am sure the courts are going to question why they will have me there if I really did such a thing? So cameron that is all I have to do is file in my local court and write a letter to the Atty gen in there town. I wil try that. Have a great day.
Robert

Newland, NC

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#13
Jun 3, 2008
 
So,What do you do about a state that practices unfair/discriminate reporting on your criminal record? In the state of north Carolina a traffic ticket that is found DISMISSED or NOT GUILTY is put on your CRIMINAL record. the tickit will stay there for the rest of your life, if you had pled guilty to the ticket it would be off your MVR in three years. example: I have 12 tickets over my lifetime that I was not guilty of,I have 0 on my MVR now JB HUNT won't even hire me due to a "history of traffic violations" USIS doe's not weed these dismissed or out dated things off your report! SO BEWARE there my be more on your DAC than you think. I would like to know how many other states do this.
seacol

Cocoa, FL

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#14
Jun 5, 2008
 
this dac report is how you say creating a problem futher than the company who employs it knows

i mean did you know that the middle east oil companies are also on a credit reporting scale .
if your president has a bad credit report your price of oil is going up.

say the driver of a commercial vehicle has business on a property ,delivery,pick up , or parking, the question is what to do if any of the above should not be driving a commercial vehicle on said proprty because the 3rd party credit report agency will not let the owner borrow money to fix the property so the driver can operate in a safe. you already have the load .

i mean come on it is
$5.00 dollars a gallon
Brian

Red Bluff, CA

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#15
Jul 2, 2008
 
I fought DAC (an lost) but the problem is the company fired me and put on my DAC I failed to report an accident was why, so DAC says the info is correct, truth be I failed to report it correctly, watch the loop holes. I can get any work cause my DAC says "failed to report accident" I plan on putting a rebuttal but don't think its going to change much.
Bob Centralia WA

Bellingham, WA

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#16
Oct 28, 2008
 
http://newsgroups.derkeiler.com/Archive/Misc/...
This link might help, it describes USIS aka DAC
rules/laws. By the by USIS does not report your rebuttal. It is a waste of time and money. Sue them is the only way so far or wait 7 years for negative info to be taken off plus 3 more for the company name and dates u worked. We need a new law to protect us. USIS must have it's power limited. Later
down n out

Hendersonville, NC

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#19
Nov 19, 2008
 
can you purchase insurance if you have a poor DAC? Thinking about getting my own authority so I can drive again.

“Life is just a Moment, njoy it”

Since: Jan 07

Joliet , Illinois

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#20
Nov 19, 2008
 
down n out wrote:
can you purchase insurance if you have a poor DAC? Thinking about getting my own authority so I can drive again.
If you're down & Out how can you afford your own authority and insurance?

What you're going to have to do is drive for a company who is SELF-INSURED and will overlooked your DAC-Report; DOWNSIDE, You will drive again but whoever hires you will take total advantage of you, I mean up the yin yang with no vaseline.
If you are desperate and just need to get back in a truck; I know of two self insured companies who hire ?? drivers, K&B Transportation, S.Sioux City
Nebraska, Palmenteire Bros. Kansas City, Mo.

“Life is just a Moment, njoy it”

Since: Jan 07

Joliet , Illinois

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#21
Nov 19, 2008
 
down n out wrote:
can you purchase insurance if you have a poor DAC? Thinking about getting my own authority so I can drive again.
PS, they are mean Ma-foes, just so you know.
Anthony Pecora

Avon, OH

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#22
Nov 19, 2008
 
I am suing USIS in Federal Court after it wrongfully reported my client as a convicted Felon. As a result of this report, Vitran refused to hire my client. My client refuted the report (which was subsequently changed), but it was too late. Vitran filled the position.

apecora@sheffieldlaw.com

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